5 Central St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 5 Central St, Westborough, MA 01581

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,300 sqft · built 1880
Lot Size	0.256 acres (11,143 sqft)
Owner	Individual Name on File
Last Sale	$482,500 (Oct 2019)
Tax Bill	$12,263 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0020 B:000518 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0020 B:000518 L:0`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,300 sqft Living Area
Gross Area	4,918 sqft
Basement Area	1,064 sqft
Unfinished Basement	1,064 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	11,143 sqft (0.256 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	5 CENTRAL ST
City	WESTBOROUGH
State	MA
Zip	01581-2001
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R
Legal Block	518
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	2
Census Block	2001
Census Tract	742300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Main Street Historic District (Boundary Increase II) listed 2006 · 206 contributing resources · NRIS 05001516

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 Central St, a triplex, is owned and occupied by an individual who bought it in October 2019.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 CENTRAL ST, WESTBOROUGH, MA 01581-2001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 30, 2019	Quit Claim Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Deed Document Number	2019201900115541
Deed Book / Page	61330 / 169
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	61330-169
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	5 CENTRAL ST, WESTBOROUGH, MA 01581-2001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62778-41
Date	Jul 13, 2020
Book Page	62778/41
Instrument	74690

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Oct 30, 2019
Property Address	5 CENTRAL ST, WESTBOROUGH, MA 01581-2001
Document Number	61330-169
Book / Page	61330 / 169
Instrument Date	Sep 23, 2019
Instrument	115541
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CENTRAL ST, WESTBOROUGH, MA 01581-2001

Mortgage

Document Number	115542
Date	Oct 30, 2019
Instrument	115542

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 Central St was $12,263, up 3.7% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$12,263.00 (+3.75%)	$769,800 (+6.09%) Land $317,700 Building $452,100
2025	$11,820.00 (+19.58%)	$725,600 (+20.45%) Land $302,600 Building $423,000
2024	$9,885.00 (+5.78%)	$602,400 (+8.56%) Land $281,300 Building $321,100
2023	$9,345.00	$554,900 Land $263,100 Building $291,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Central St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Central St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures