5 Central Ave, Mt Baldy, CA 91759 Property Records

San Bernardino County property record for 5 Central Ave, Mt Baldy, CA 91759

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,536 sqft · built 1973
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jun 2020)
Tax Bill	$4,813 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`0353-193-44-0000`

Property Details

APN / Parcel Number

Primary APN	`0353-193-44-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	960 sqft
2nd Floor Area	576 sqft
Basement Area	960 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1974
Architectural Style	A-Frame
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Porch	Patio/Porch
Porch Area	696 sqft
Patio Area	696 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	5 CENTRAL AVE
City	MT BALDY
State	CA
Zip	91759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SDRES
Legal Description	SUB NO 7 SAN ANTONIO WATER CO PTN LOTS 3 AND 5 LYING NWLY OF LI DESC AS COM AT PT IN E LI SD LOT 5 N 0 DEG 08 MIN E 13.0 FT FROM SE COR SD LOT 5 TH SWLY TO PT OF TERMINATION IN W LI SD LOT 3 SD PT BEING S 1 DEG 36 MIN W 48.01 FT FROM NW COR SD LOT 3
Legal Subdivision	SUBDIVISION #7 SAN ANTONIO WATER COMPANY
Legal Block	1
Legal Lot Number	3,5
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	MOUNT BALDY-WRIGHTWOOD
Census Block Group	1
Census Block	1137
Census Tract	9202

Owner

Source: San Bernardino County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 596, MT BALDY, CA 91759-0596
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 1, 2020	Grant Deed, Transfer · Conventional Mortgage GARDNER FAMILY TRUST (PT)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Aug 14, 2003 · Amount on Record
Deed Document Number	2020181069
Last Transfer Date	Oct 6, 2021
Transfer Doc	0000473263
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 19, 2021
Property Address	5 CENTRAL AVE, MT BALDY, CA 91759
Document Number	0000473263
Map Reference	MB 23 PG 11
Instrument Date	Oct 6, 2021
Instrument	2021-0473263
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 303, MT BALDY, CA 91759-0303

Mortgage

Document Number	0000473264
Date	Oct 19, 2021
Instrument	2021-0473264

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 1, 2020
Property Address	5 CENTRAL AVE, MT BALDY, CA 91759
Document Number	0000181069
Instrument Date	Apr 29, 2020
Instrument	181069
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 CENTRAL AVE MT BALDY CA 91759, MT BALDY, CA 91759

Mortgage

Document Number	181070
Date	Jun 1, 2020
Instrument	181070

Lender

Name	GARDNER FAMILY TRUST (PT)
Address	PO BOX 422, MT BALDY, CA 91759-0422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mount Baldy Joint Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$456,482 (+2%) Land $159,768 Building $296,714
2025	$4,813.00 (+4.93%) Homeowner's exemption	$447,531 (+4.04%) Land $156,635 Building $290,896
2023	$4,587.00 (+1.93%) Homeowner's exemption	$430,153 Land $150,553 Building $279,600
2022	$4,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1978–2025)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Dec 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.1% of the US · above 93% of California
Wildfire Likelihood	4% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO CANYON MSC private · serves 119 people · EPA ID CA3610082
Water Source	Groundwater
Last State Inspection	Sep 2025
Also Mapped Here	SNOWCREST HEIGHTS IMP ASSOC
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

Cell Coverage

No cell data coverage reported

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