5 Cedar St, Saugerties, NY 12477 Property Records

Ulster County and Saugerties Town property record for 5 Cedar St, Saugerties, NY 12477

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1825
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$442,500 (Mar 2022)
Tax Bill	$10,976 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`514801 18.62-2-24`

Property Details

APN / Parcel Number

Primary APN	`514801 18.62-2-24`
Alternative APN	`198073.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,808 sqft Living Area
1st Floor Area	904 sqft
2nd Floor Area	904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1825
Effective Year Built	Effective 1825
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	172 ft deep x 62 ft wide
Porch	Slab
Porch Area	474 sqft
Patio Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	198073.000
Street Address	5 CEDAR ST
City	SAUGERTIES
State	NY
Zip	12477-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06 - INDUS
Legal Block	2
Legal Lot Number	24.000
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	1
Census Block	1008
Census Tract	950200

Owner

5 Cedar St is owned and occupied by two individuals who bought it in March 2022.

Source: Ulster County and Saugerties Town records, as of April 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 CEDAR ST, SAUGERTIES, NY 12477-1709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2022	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Feb 26, 2020	Court-Ordered Deed, Transfer WALL STATE ABSTRACT, WALL ST ABSTRACT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on File
Deed Sale	Mar 1, 2022 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	20223776
Deed Book / Page	7017 / 28
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Mar 1, 2022
Property Address	5 CEDAR ST, SAUGERTIES, NY 12477-1709
Document Number	0000003776
Book / Page	7017 / 28
Instrument Date	Feb 24, 2022
Instrument	2022-3776
Transaction Type	Transfer
Record Updated	Mar 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	125 CORDILLO PKWY APT 102, 102, HILTON HEAD, SC 29928-4656

Mortgage

Document Number	0000003777
Date	Mar 1, 2022
Instrument	2022-3777

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2020: Court-Ordered Deed, Transfer

Document Type	Court-Ordered Deed
Jurisdiction	ULSTER NY
Recording Date	Feb 26, 2020
Property Address	5 CEDAR ST, SAUGERTIES, NY 12477-1709
Document Number	0000002889
Book / Page	006566 / 000347
Instrument Date	Sep 24, 2019
Instrument	2889
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	WALL STATE ABSTRACT, WALL ST ABSTRACT

Transaction

Amount	Amount on Record
Tax	$532.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 613 LAKE KATRINE NY 124490613, LAKE KATRINE, NY 12449-0613

Tax Assessment & Valuation

The 2025 property tax bill for 5 Cedar St was $10,976.

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Municipality	Saugerties Village
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,976.00	$621,000 Land $75,000 Building $546,000	$621,000 Land $75,000 Building $546,000
2023		$528,000 (+2%) Land $72,500 Building $455,500	$528,000 (+2%) Land $72,500 Building $455,500
2022		$440,000 Land $72,500 Building $367,500	$440,000 Land $72,500 Building $367,500
2021	$1,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Cedar St in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	49 (1996–2022)
Claims Outside the SFHA	3 of 49
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGERTIES (VILLAGE) WATER DIS serves 4,200 people · EPA ID NY5503386
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Archtop Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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