5 Cedar St, Cohoes, NY 12047 Property Records

Albany County and Cohoes City property record for 5 Cedar St, Cohoes, NY 12047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,213 sqft · built 1900
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2026)
Tax Bill	$1,317 (2026)
Deeds & Mortgages	Jun 2026 Sale Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`010300 10.68-2-9`

Property Details

APN / Parcel Number

Primary APN	`010300 10.68-2-9`
Alternative APNs	`030001006800020090000000` `01006800020090000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,213 sqft Living Area
1st Floor Area	693 sqft
Upper Floors Area	520 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,750 sqft (0.086 acres)
Lot Dimensions	75 ft deep x 50 ft wide
Porch	Slab
Porch Area	138 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01006800020090000000
Street Address	5 CEDAR ST
City	COHOES
State	NY
Zip	12047-3122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I1
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	ALBANY NY
Township / Civil Division	COHOES
Census Block Group	1
Census Block	1001
Census Tract	12800

Owner

5 Cedar St is owned and occupied by an individual who bought it in June 2026.

Source: Albany County and Cohoes City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	642 CLIPP RD, VOORHEESVILLE, NY 12186-4900
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer CHICAGO TITLE INSURANCE COMPAN
Jan 26, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 11, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Apr 3, 1998 · Amount on File
Deed Document Number	202610141
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jun 1, 2026
Property Address	5 CEDAR ST, COHOES, NY 12047-3122
Document Number	0000010141
Instrument Date	May 29, 2026
Instrument	202610141
Transaction Type	Transfer
Record Updated	Jul 15, 2026
Title Company	CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 CLIPP RD, VOORHEESVILLE, NY 12186-4900

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	5 CEDAR ST, COHOES, NY 12047-3122
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002324
Date	Jan 26, 2021
Instrument	R2021-02324

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	236 Months
Due	Sep 1, 2040

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	5 CEDAR ST, COHOES, NY 12047-3122
Document Number	0000002285
Instrument Date	Jan 11, 2017
Transaction Type	Mortgage
Record Updated	Mar 2, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 CEDAR ST COHOES NY 120473122, COHOES, NY 12047-3122

Mortgage

Document Number	0000002285
Date	Jan 26, 2017
Instrument	2285

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 25, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 5 Cedar St was $1,317 with exemptions applied, down 15.6% from the year before.

Source: Albany County and Cohoes City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Cohoes City
Unified School District	Cohoes City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,317.00 (-15.58%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption
2025	$1,560.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$53,000 Land $5,900 Building $47,100	$157,037 Land $17,481 Building $139,556
2023		$53,000 (-) Land $5,900 Building $47,100	$132,500 (+5.48%) Land $14,750 Building $117,750
2022		$53,000 Land $5,900 Building $47,100	$125,622 Land $13,984 Building $111,638
2021	$1,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Cedar St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	12 (1996–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COHOES CITY serves 18,447 people · EPA ID NY0100192
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Apr 2026 Turbidity resolved · Jan 2025
Treatment and Procedure	No certified operator currently in violation since Apr 2026
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

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