5 Cedar Ln, South Bend, WA 98586 Property Records

Pacific County property record for 5 Cedar Ln, South Bend, WA 98586

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,545 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$387,962 (Oct 2020)
Tax Bill	$4,398 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71028000002`

Property Details

APN / Parcel Number

Primary APN	`71028000002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,545 sqft Living Area
Gross Area	2,073 sqft
1st Floor Area	524 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft
View / Lot	Bay
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	30 sqft
Deck Area	658 sqft
Patio Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	5 CEDAR LN
City	SOUTH BEND
State	WA
Zip	98586-5001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WILSON POINT ESTATES, LOT 2
Legal Subdivision	WILSON POINT ESTATE
Legal Tract	A
Legal Lot Number	2
Jurisdiction	PACIFIC WA
Township / Civil Division	RAYMOND
Census Block Group	3
Census Block	3052
Census Tract	950301

Owner

5 Cedar Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Pacific County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 CEDAR LN, SOUTH BEND, WA 98586-5001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP
Oct 9, 2020	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Jun 10, 2019	Warranty Deed, Transfer · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Jun 10, 2019 · Amount on File
Deed Document Number	20203196995
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	5 CEDAR LN, SOUTH BEND, WA 98586-5001
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR LN, SOUTH BEND, WA 98586-5001

Mortgage

Document Number	0003235244
Date	Mar 18, 2026
Instrument	3235244

Lender

Name	KEY BANK NA
Type	Bank
Address	4910 TIEDEMAN RD # B, BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2056

Interest

Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PACIFIC WA
Property Address	5 CEDAR LN, SOUTH BEND, WA 98586-5001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003194853
Date	Jul 21, 2020
Instrument	3194853

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PACIFIC WA
Recording Date	Oct 9, 2020
Property Address	5 CEDAR LN, SOUTH BEND, WA 98586-5001
Document Number	0003196995
Map Reference	OL J PG 86-89
Instrument Date	Sep 29, 2020
Instrument	3196995
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PACIFIC COUNTY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,237.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR LN, SOUTH BEND, WA 98586-5001

Mortgage

Document Number	0003196996
Date	Oct 9, 2020
Instrument	3196996

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PACIFIC WA
Recording Date	Jun 10, 2019
Property Address	5 CEDAR LN, SOUTH BEND, WA 98586-5001
Document Number	0003186938
Map Reference	VOL J PG 86-89
Instrument Date	Jun 10, 2019
Instrument	3186938
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	PACIFIC COUNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,089.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13821 NE 42ND AVE, VANCOUVER, WA 98686-1683

Mortgage

Document Number	0003186939
Date	Jun 10, 2019
Instrument	3186939

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5 Cedar Ln was $4,398, up 12.4% from the year before.

Source: Pacific County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pacific County
Unified School District	South Bend School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,700 (-) Land $168,000 Building $355,700	$523,700 (-) Land $168,000 Building $355,700
2025	$4,398.00 (+12.42%)	$523,700 (-) Land $168,000 Building $355,700	$523,700 (-) Land $168,000 Building $355,700
2024	$3,912.00	$523,700 (+25.65%) Land $168,000 Building $355,700	$523,700 (+25.65%) Land $168,000 Building $355,700
2023	$3,912.00	$416,800 Land $136,500 Building $280,300	$416,800 Land $136,500 Building $280,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Cedar Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 21, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	3 (2015–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Dec 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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