5 Cedar Ln, Freehold, NJ 07728 Property Records

Monmouth County and Howell Township property record for 5 Cedar Ln, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 1951
Lot Size	0.671 acres (29,233 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Nov 2021)
Tax Bill	$9,058 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21 00179-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`21 00179-0000-00001`
Alternative APNs	`21-00179-0000-00001-01` `210017900001` `069630`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	1,296 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Other
Lot Area	29,233 sqft (0.671 acres)
Lot Dimensions	144 ft deep x 203 ft wide
Garage Type	Attached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	069630
Street Address	5 CEDAR LN
City	FREEHOLD
State	NJ
Zip	07728-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	TIMBERLAYNE INC
Legal Block	179
Legal Lot Number	1.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	4
Census Block	4039
Census Tract	811102

Owner

5 Cedar Ln is owned and occupied by two individuals who bought it in November 2021.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 CEDAR LN, FREEHOLD, NJ 07728-8427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Feb 22, 2005 · Amount on File
Deed Document Number	2021161272
Deed Book / Page	9555 / 8347
Prior Transfer Date	Feb 11, 2014
Prior Transfer Doc	0090558320
Record Updated	Sep 20, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 23, 2023
Property Address	5 CITRUS LN, HOWELL, NJ 07731
Document Number	0096493519
Book / Page	9649 / 3519
Instrument Date	Jun 19, 2023
Instrument	2023042676
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	132 LIBERTY DR, LAKEWOOD, NJ 08701-4137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CITRUS LN, HOWELL, NJ 07731

Mortgage

Document Number	2023042677
Date	Jun 23, 2023
Instrument	2023042677

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5 Cedar Ln was $9,058, up 2% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,600 (-4.37%) Land $211,600 Building $300,000	$511,600 (-4.37%) Land $211,600 Building $300,000
2025	$9,058.00 (+2%)	$535,000 Land $191,600 Building $343,400	$535,000 Land $191,600 Building $343,400
2024	$8,880.00
2023		$253,700 (+7.87%) Land $103,600 Building $150,100	$253,700 (+7.87%) Land $103,600 Building $150,100
2022	Widower's exemption	$235,200 Land $92,300 Building $142,900	$235,200 Land $92,300 Building $142,900
2021	$4,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Cedar Ln is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 73% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20