5 Cedar Ln, Esko, MN 55733 Property Records

Carlton County property record for 5 Cedar Ln, Esko, MN 55733 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.937 acres (40,857 sqft)
Owner	Individual Name on File
Last Sale	$177,000 (Jul 2015)
Tax Bill	$2,738 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Dec 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-080-0460`

Property Details

APN / Parcel Number

Primary APN	`78-080-0460`
Alternative APN	`27368`

Exterior

Lot Area	40,857 sqft (0.937 acres)

Location & Zoning

Account Number	27368
Street Address	5 CEDAR LN
City	ESKO
State	MN
Zip	55733-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTY AUDITORS SUBDIVISION #3
Legal Subdivision	COUNTY AUDITORS SUBDIVISION #3
Legal Lot Number	22
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2030
Census Tract	70300

Owner

Source: Carlton County records · APN 78-080-0460

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 CEDAR LN, ESKO, MN 55733-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Dec 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 07, 2015 · Amount on Record
Deed Sale	Jul 07, 2015 · Amount on Record
Prior Sale	May 04, 2005 · Amount on Record
Deed Document Number	2015463388
Record Updated	Jun 08, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	5 CEDAR LN, ESKO, MN 55733-2301
Transaction Type	Mortgage
Record Updated	Jan 09, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000514939
Date	Dec 21, 2023
Instrument	A000514939

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2033

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	5 CEDAR LN, ESKO, MN 55733-2301
Transaction Type	Mortgage
Record Updated	Jan 01, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000514798
Date	Dec 12, 2023
Instrument	A000514798

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Oct 20, 2038

Tax Assessment & Valuation

Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,738.00 (+7.8%) Homeowner's exemption
2025		$252,200 (+3.79%) Land $52,400 Building $199,800	$252,200 (+3.79%) Land $52,400 Building $199,800
2024	$2,540.00 Homeowner's exemption	$243,000 (+8.53%) Land $52,400 Building $190,600	$243,000 (+8.53%) Land $52,400 Building $190,600
2023	$2,540.00 Homeowner's exemption	$223,900 (-) Land $52,400 Building $171,500	$223,900 (-) Land $52,400 Building $171,500
2022		$223,900 Land $52,400 Building $171,500	$223,900 Land $52,400 Building $171,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270170703002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Jun 2012 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 116 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Mediacom Communications, AirFiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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