5 Cedar Dr, Montague, NJ 07827 Property Records

Sussex County and Montague Township property record for 5 Cedar Dr, Montague, NJ 07827

Property Summary

Property Type	Single Family Home
Details	1,459 sqft · built 1978
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Feb 2022)
Tax Bill	$5,631 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-00004-04-00003`

Property Details

APN / Parcel Number

Primary APN	`14-00004-04-00003`
Alternative APNs	`1400004000400003` `1400004400003`

Interior

Stories	1 Story
Building Area	1,459 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	33,106 sqft (0.76 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1400004400003
Street Address	5 CEDAR DR
City	MONTAGUE
State	NJ
Zip	07827-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	MONTAGUE LAKE SEC A
Legal Block	4.4
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	MONTAGUE
Census Block Group	1
Census Block	1007
Census Tract	371000

Owner

Source: Sussex County and Montague Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 CEDAR DR, MONTAGUE, NJ 07827-3215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Aug 13, 2021	Bargain and Sale Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	202210039530
Deed Book / Page	3621 / 858
Prior Transfer Date	Aug 30, 2013
Prior Transfer Doc	0033200215
Record Updated	Sep 20, 2026

February 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 8, 2022
Property Address	5 CEDAR DR, MONTAGUE, NJ 07827-3215
Document Number	0036210858
Book / Page	3621 / 858
Instrument Date	Oct 26, 2021
Instrument	20220208010039530
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 SHAWONDASEE RD, 19, HIGHLAND LAKES, NJ 07422-1417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR DR, MONTAGUE, NJ 07827-3215

Mortgage

Document Number	20220208010039540
Date	Feb 8, 2022
Instrument	20220208010039540

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

August 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 13, 2021
Property Address	5 CEDAR DR, MONTAGUE, NJ 07827-3215
Document Number	0036010633
Book / Page	3601 / 633
Instrument Date	May 17, 2021
Instrument	20210813010248340
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 HIGH CREST DR, 27, HAMBURG, NJ 07419-1915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR DR, MONTAGUE, NJ 07827-3215

Tax Assessment & Valuation

Source: Sussex County and Montague Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Montague Township
Unified School District	Montague Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,900 (-) Land $55,200 Building $122,700	$177,900 (-) Land $55,200 Building $122,700
2025	$5,631.00 (+7.54%)	$177,900 (+2.18%) Land $55,200 Building $122,700	$177,900 (+2.18%) Land $55,200 Building $122,700
2024	$5,236.00 (+17.77%)
2023		$174,100 Land $55,200 Building $118,900	$174,100 Land $55,200 Building $118,900
2022	$4,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1980–2006)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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