5 Cedar Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 5 Cedar Ct, Saint Charles, MO 63301 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,275 sqft · built 1971
Lot Size	0.298 acres (12,978 sqft)
Owner	Individual Name on File
Last Sale	$345,101 (Mar 2026)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`065490A000`

Property Details

APN / Parcel Number

Primary APN	`065490A000`
Alternative APN	`6-001C-4486-00-0023.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	975 sqft
Basement Area	975 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,978 sqft (0.298 acres)
Lot Dimensions	126 ft deep x 103 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	275 sqft
Carport	Carport
Carport Area	275 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	065490A000
Street Address	5 CEDAR CT
City	SAINT CHARLES
State	MO
Zip	63301-0511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARQUETTE HILLS LOT 23
Legal Subdivision	MARQUETTE HILLS
Legal Lot Number	23
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	2
Census Block	2024
Census Tract	310301

Owner

Source: St. Charles County records · APN 065490A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 CEDAR CT, SAINT CHARLES, MO 63301-0511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 03, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
May 03, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 06, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Prior Sale	Apr 06, 2020 · Amount on Record
Deed Document Number	202612212
Prior Transfer Date	Apr 19, 2021
Prior Transfer Doc	2021R038718
Record Updated	Jun 08, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 17, 2026
Property Address	5 CEDAR CT, SAINT CHARLES, MO 63301-0511
Document Number	0000012212
Map Reference	MB 13 PG 28&29
Instrument Date	Mar 16, 2026
Instrument	2026R-012212
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 CHERYL ANN DR, WENTZVILLE, MO 63385-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR CT, SAINT CHARLES, MO 63301-0511

Mortgage

Document Number	0000012213
Date	Mar 17, 2026
Instrument	2026R-012213

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 03, 2021
Property Address	5 CEDAR CT, SAINT CHARLES, MO 63301-0511
Document Number	0000038718
Map Reference	MB 13 PG 28&29
Instrument Date	Apr 19, 2021
Instrument	2021R-038718
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR CT, SAINT CHARLES, MO 63301-0511

Mortgage

Document Number	0000038719
Date	May 03, 2021
Instrument	2021R-038719

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 03, 2021
Property Address	5 CEDAR CT, SAINT CHARLES, MO 63301-0511
Document Number	2021R038718
Map Reference	MB 13 PG 28&29
Instrument Date	Apr 19, 2021
Instrument	2021R-038718
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR CT, SAINT CHARLES, MO 63301-0511

Mortgage

Document Number	2021R038719
Date	May 03, 2021
Instrument	2021R-038719

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 06, 2020
Property Address	5 CEDAR CT, SAINT CHARLES, MO 63301-0511
Document Number	0072640258
Book / Page	7264 / 258
Map Reference	MB 13 PG 28&29
Instrument Date	Apr 01, 2020
Instrument	20200406000211640
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 SUNNY HILL DR, 60, TROY, MO 63379-3735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CEDAR CT, SAINT CHARLES, MO 63301-0511

Mortgage

Document Number	20200406000211650
Date	Apr 06, 2020
Instrument	20200406000211650

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,500.00 (-1.57%)	$39,759 (+0.78%)	$209,260 (+0.78%) Land $45,000 Building $164,260
2024	$2,540.00
2023		$39,451
2022			$207,635 Land $45,000 Building $162,635

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	75 (1979–2015)
Claims Outside the SFHA	1 of 75
Most Recent Claim	Dec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims By Storm	Flooding, Jun 2011 · 3 claims Severe Storms And Flooding, Jul 2008 · 2 claims Severe Storms & Flooding, Aug 1993 · 25 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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