Monmouth County and Middletown Township property record for 5 Cedar Ct, Millstone Township, NJ 08535
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1928 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Apr 2025) |
| Tax Bill | $6,319 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 32-00076-0000-00034 |
| Primary APN | 32-00076-0000-00034 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Sewer | Connected |
|---|
| Account Number | 521 |
|---|---|
| Street Address | 5 CEDAR CT |
| City | MILLSTONE TOWNSHIP |
| State | NJ |
| Zip | 08535-1128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | ALSO LOT 36 L NIT 1A |
| Legal Block | 76 |
| Legal Lot Number | 34 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 800601 |
5 Cedar Ct is owned by two individuals who bought it in April 2025.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 CEDAR AVE, NORTH MIDDLETOWN, NJ 07748-5804 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2025 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 8, 2017 | Grant Deed, Transfer · Conventional Mortgage MB FIN'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 · Amount on File |
| Deed Sale | Apr 30, 2025 · Amount on File |
| Prior Sale | Aug 8, 2017 · Amount on File |
| Deed Document Number | 202533426 |
| Deed Book / Page | 9735 / 8259 |
| Prior Transfer Date | Jul 25, 2017 |
| Prior Transfer Doc | 0092405533 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 30, 2025 |
| Property Address | 5 CEDAR AVE, NORTH MIDDLETOWN, NJ 07748-5804 |
| Document Number | 0097358259 |
| Book / Page | 9735 / 8259 |
| Instrument Date | Apr 23, 2025 |
| Instrument | 2025033426 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | SHEPHERD TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,119.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 400 MATAWAN AVE # AVE94C, AVE94C, CLIFFWOOD, NJ 07721-1260 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5 CEDAR AVE, NORTH MIDDLETOWN, NJ 07748-5804 |
| Investor | Possibly a Property Investor |
| Document Number | 2025033427 |
|---|---|
| Date | Apr 30, 2025 |
| Instrument | 2025033427 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 8, 2017 |
| Property Address | 5 CEDAR AVE, NORTH MIDDLETOWN, NJ 07748-5804 |
| Document Number | 0000076261 |
| Book / Page | 009240 / 005512 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 76261 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 CEDAR AVE NORTH MIDDLETOWN NJ 077485804, NORTH MIDDLETOWN, NJ 07748-5804 |
| Document Number | 76262 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 009240/005533 |
| Instrument | 76262 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2047 |
The 2025 property tax bill for 5 Cedar Ct was $6,319, up 13.8% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,600 (+8.97%) Land $265,000 Building $161,600 | $426,600 (+8.97%) Land $265,000 Building $161,600 | |
| 2025 | $6,319.00 (+13.81%) | $391,500 Land $224,000 Building $167,500 | $391,500 Land $224,000 Building $167,500 |
| 2024 | $5,552.00 | ||
| 2023 | $313,800 Land $165,700 Building $148,100 | $313,800 Land $165,700 Building $148,100 | |
| 2022 | $5,385.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Cedar Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 190 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 190 in force |
| Nearby Flood Claims | 19 (2010–2026) |
| Claims Outside the SFHA | 9 of 19 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Cedar Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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