5 Cavendish Cir, Salem, MA 01970 Property Records

Essex County and Salem City property record for 5 Cavendish Cir, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,892 sqft · built 1999
Lot Size	15.9 acres (693,796 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Jun 2017)
Tax Bill	$6,969 (2026)
Deeds & Mortgages	Feb 2021 Refinance May 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SALE M:07 L:0081 S:805`

Property Details

APN / Parcel Number

Primary APN	`SALE M:07 L:0081 S:805`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	2,437 sqft
Basement Area	685 sqft
Unfinished Basement	479 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	693,796 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5 CAVENDISH CIR
City	SALEM
State	MA
Zip	01970-6852
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Lot Number	81
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4009
Census Tract	204701

Owner

5 Cavendish Cir, a condominium, is owned and occupied by two individuals who bought it in June 2017.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 CAVENDISH CIR, SALEM, MA 01970-6852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUCCESS MORTGAGE PARTNERS
May 13, 2021	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Nov 14, 2022	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK
Nov 20, 2017	Deed of Trust, Mortgage · Closed-End Mortgage MIDDLESEX SAVINGS BANK
Jun 30, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Jan 27, 2017 · Amount on File
Deed Book / Page	35988 / 254
Transfer Doc	035988-254
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	5 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039475-402
Date	Feb 1, 2021
Book Page	39475/402
Instrument	20210201000980

Lender

Name	SUCCESS MORTGAGE PARTNERS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	5 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039872-207
Date	May 13, 2021
Book Page	39872/207
Instrument	20210513001870

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	5 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041298-267
Date	Nov 14, 2022
Book Page	41298/267
Instrument	20221114000260

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	5 CAVENDISH CIR, SALEM, MA 01970-6852
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036344-289
Date	Nov 20, 2017
Book Page	36344/289
Instrument	171120001110

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2037

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Jun 30, 2017
Property Address	5 CAVENDISH CIR, SALEM, MA 01970-6852
Document Number	35988-254
Book / Page	035988 / 000254
Instrument Date	Jun 30, 2017
Instrument	1706300530
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,097.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 CAVENDISH CIR #175B SALEM MA 019706852, 175B, SALEM, MA 01970-6852

Mortgage

Document Number	35988-257
Date	Jun 30, 2017
Book Page	035988/000257
Instrument	1706300531

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5 Cavendish Cir was $6,969, up 7.3% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,969.00 (+7.31%)	$646,500 (+12.89%) Building $646,500	$665,107 (+3.63%)
2025	$6,494.00 (-1.28%)	$572,700 (+1.17%) Building $572,700	$641,820
2024	$6,578.00 (+10.54%)	$566,100 (+19%) Building $566,100
2023	$5,951.00	$475,700 Building $475,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Cavendish Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Cavendish Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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