Otsego County and Oneonta City property record for 5 Carson Rd, Oneonta, NY 13820 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,492 sqft Living Area |
| Lot Size | 28,750 sqft (0.66 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $415,000 (2026) |
| Tax Bill | $8,512.00 (2025) |
| Primary APN | 361200 288.6-1-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,492 sqft Living Area |
| 1st Floor | 1,256 sqft 1st Floor |
| 2nd Floor | 1,236 sqft 2nd Floor |
| Game Room | Game Room |
| Stories | 2 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 28,750 sqft (0.66 acres) |
| Lot Width | 206 ft Width |
| Garage Type | Basement Garage |
| Porch Area | 228 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 0258 |
|---|---|
| Street Address | 5 CARSON RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1314 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records · APN 361200 288.6-1-15
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 CARSON RD, ONEONTA, NY 13820-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 09, 2026 | Warranty Deed, Transfer PREMIA MORTGAGE LLC |
| Jun 30, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage PREMIA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 09, 2026 · Amount on Record |
| Deed Sale | Mar 09, 2026 · Amount on Record |
| Prior Sale | Jun 30, 2023 · Amount on Record |
| Deed Doc Number | 20261226 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Mar 09, 2026 |
| Property Address | 5 CARSON RD, ONEONTA, NY 13820-1314 |
| Document Number | 0000000226 |
| Instrument Date | Dec 23, 2025 |
| Instrument | 2026-1226 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Document Number | 0000000227 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 2026-1227 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.6% |
| Type Change Date | Jul 01, 2031 |
| Index | 1-Year CMT |
| Margin | 2 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 30, 2023 |
| Property Address | 5 CARSON RD, ONEONTA, NY 13820-1314 |
| Document Number | 0000000623 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023-2623 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5323 CROSSBOW DR, PULASKI, VA 24301-6075 |
| Document Number | 0000000624 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023-2624 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,512.00 | $225,000 (-) Land $33,200 Building $191,800 | $316,901 (+14.08%) Land $46,761 Building $270,140 |
| 2023 | Homeowner's exemption | $225,000 (-) Land $33,200 Building $191,800 | $277,778 (+13.58%) Land $40,988 Building $236,790 |
| 2022 | $225,000 Land $33,200 Building $191,800 | $244,565 Land $36,087 Building $208,478 |
5 Carson Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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