Putnam County and Carmel Town property record for 5 Carpenter Ct, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,021 sqft · built 2017 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Jul 2021) |
| Tax Bill | $8,201 (2024) |
| Deeds & Mortgages | Sep 2022 Transfer Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 55.14-1-11.1-3203 |
| Primary APN | 372000 55.14-1-11.1-3203 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,021 sqft Living Area |
| Gross Area | 2,421 sqft |
| 1st Floor Area | 1,391 sqft |
| 2nd Floor Area | 630 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 436 sqft (0.01 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Canopy | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5 CARPENTER CT |
|---|---|
| City | CARMEL |
| State | NY |
| Zip | 10512-7232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CBP |
| Legal Subdivision | THE RETREAT AT CARMEL CONDOMINIUMS III |
| Legal Block | 1 |
| Legal Lot Number | 11.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 11501 |
Source: Putnam County and Carmel Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 CARPENTER CT, CARMEL, NY 10512-7232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2022 | Intrafamily Transfer, Transfer |
| Jul 27, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 10, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage MAHOPAC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on Record |
| Deed Sale | Jul 27, 2021 · Amount on Record |
| Prior Sale | Nov 9, 2018 · Amount on Record |
| Deed Document Number | 202187472021 |
| Deed Book / Page | 2224 / 265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Sep 26, 2022 |
| Property Address | 5 CARPENTER CT, CARMEL, NY 10512-7232 |
| Document Number | 0022910044 |
| Book / Page | 2291 / 44 |
| Map Reference | MAP 2897B |
| Instrument Date | Sep 7, 2022 |
| Instrument | 8605-2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 DICKINSON PL, 3, CARMEL, NY 10512-7234 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3 DICKINSON PL, CARMEL, NY 10512-7234 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jul 27, 2021 |
| Property Address | 5 CARPENTER CT, CARMEL, NY 10512-7232 |
| Document Number | 0022240265 |
| Book / Page | 2224 / 265 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 8747-2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2021 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 CARPENTER CT # 3203, 5, CARMEL, NY 10512-7232 |
| Name | Verified Name |
|---|---|
| Address | 5 CARPENTER CT, CARMEL, NY 10512-7232 |
| Document Number | 0074120290 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 7412/290 |
| Instrument | 8748-2021 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.87% |
| Index | Other |
| Max Rate | 7.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 10, 2018 |
| Property Address | 5 CARPENTER CT, CARMEL, NY 10512-7232 |
| Document Number | 0020750243 |
| Book / Page | 2075 / 243 |
| Map Reference | MAP 3162 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 1500958 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 150 ALLEN RD STE 303, 150, BASKING RIDGE, NJ 07920-2977 |
| Name | Verified Name |
|---|---|
| Address | 5 CARPENTER CT, CARMEL, NY 10512-7232 |
| Document Number | 0001601079 |
|---|---|
| Date | Apr 10, 2018 |
| Instrument | 1601079 |
| Name | MAHOPAC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $251,000 (+1.99%) Land $20,000 Building $231,000 | $251,000 (+1.99%) Land $20,000 Building $231,000 | |
| 2024 | $8,201.00 (-19%) | ||
| 2023 | $246,100 (-) Land $20,000 Building $226,100 | $246,100 (-) Land $20,000 Building $226,100 | |
| 2022 | $246,100 Land $20,000 Building $226,100 | $246,100 Land $20,000 Building $226,100 | |
| 2021 | $10,125.00 (+187.15%) | ||
| 2020 | $3,526.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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