5 Carmen Ct, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 5 Carmen Ct, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,302 sqft · built 1985
Lot Size	0.81 acres (35,284 sqft)
Owner	Trust Name on File
Last Sale	$495,000 (Sep 2009)
Tax Bill	$15,496 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`392615 62.12-1-1`

Property Details

APN / Parcel Number

Primary APN	`392615 62.12-1-1`
Alternative APNs	`392615-062-012-0001-001-000-000` `261506201200010010000000` `00395520000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,302 sqft Living Area
1st Floor Area	1,546 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	198 ft deep x 1 ft wide
View / Lot	Suburban
Garage Type	Basement

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	468 sqft
Patio Area	1,475 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00395520000
Street Address	5 CARMEN CT
City	SPRING VALLEY
State	NY
Zip	10977-6145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Subdivision	MARGETTS ESTATES
Legal Block	1
Legal Lot Number	1.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1000
Census Tract	12506

Owner

5 Carmen Ct is held in a trust since July 2023.

Source: Rockland County and Ramapo Town records, as of August 26, 2025

Owner of Record	Trust Name on File
Mailing Address	3708 SEVERN RD, CLEVELAND HEIGHTS, OH 44118-1909
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Aug 2, 2023	Intrafamily Transfer, Transfer MAIN TITLE AGENCY, MADISON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2009 · Amount on File
Deed Sale	Sep 4, 2009 · Amount on File
Prior Sale	Sep 4, 2009 · Amount on File
Deed Book / Page	2009 / 31647
Last Transfer Date	Jul 18, 2023
Transfer Doc	0000023414
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	5 CARMEN CT, SPRING VALLEY, NY 10977-6145
Transaction Type	Mortgage
Record Updated	Sep 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026008
Date	Aug 25, 2023
Instrument	2023-00026008

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 15, 2063

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCKLAND NY
Recording Date	Aug 2, 2023
Property Address	5 CARMEN CT, SPRING VALLEY, NY 10977-6145
Document Number	0000023414
Map Reference	BK 97 PG 62 MAP 5306
Instrument Date	Jul 18, 2023
Instrument	2023-00023414
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	MAIN TITLE AGENCY, MADISON TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3708 SEVERN RD, CLEVELAND HEIGHTS, OH 44118-1909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 SEVERN RD, CLEVELAND HEIGHTS, OH 44118-1909

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Chestnut Ridge Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$65,500 (-) Land $22,200 Building $43,300	$66,900 (-)
2023	$15,496.00	$65,500 (-) Land $22,200 Building $43,300	$66,900 (-) Land $22,675 Building $44,225
2022		$65,500 Land $22,200 Building $43,300	$66,900 Land $22,675 Building $44,225

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5 Carmen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Carmen Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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