Baltimore County property record for 5 Cardinal Rd, Baltimore, MD 21221
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,168 sqft · built 1953 |
| Lot Size | 0.043 acres (1,872 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Oct 2026) |
| Tax Bill | $2,591 (2024) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Dec 2022 Mortgage + 1 more |
| APN | 15-1519610620 |
| Primary APN | 15-1519610620 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,168 sqft Living Area |
| Gross Area | 1,664 sqft |
| 1st Floor Area | 664 sqft |
| Basement Area | 308 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,872 sqft (0.043 acres) |
| Lot Dimensions | 102 ft deep x 12.4 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 276 sqft |
| Deck Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1519610620 |
|---|---|
| Street Address | 5 CARDINAL RD |
| City | ESSEX |
| State | MD |
| Zip | 21221-3641 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | STEMMERS HEIGHTS |
| Legal Subdivision | STEMMERS HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 44 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 450501 |
Source: Baltimore County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2112 OLD PINE RD, LUTHERVILLE TIMONIUM, MD 21093-2922 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed, Transfer · Conventional Mortgage MORTGAGE DIRECT LLC |
| Dec 2, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DOMINION FINANCIAL SERVICES LLC |
| Feb 2, 2022 | Deed, Transfer · Stand-Alone First Mortgage CHESAPEAKE LENDING GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2026 · Amount on File |
| Deed Sale | Oct 6, 2026 · Amount on File |
| Prior Sale | Feb 2, 2022 · Amount on File |
| Deed Document Number | 2026 |
| Deed Book / Page | 51797 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Oct 6, 2026 |
| Property Address | 5 CARDINAL RD, ESSEX, MD 21221-3641 |
| Document Number | 5179000076 |
| Book / Page | 51797 / 76 |
| Instrument Date | Sep 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247,450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2112 OLD PINE RD, LUTHERVILLE TIMONIUM, MD 21093-2922 |
| Document Number | 5179000080, |
|---|---|
| Date | Oct 6, 2026 |
| Book Page | 51797/80 |
| Name | MORTGAGE DIRECT LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 5 CARDINAL RD, BALTIMORE, MD 21221-3641 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | CLEARVIEW SETTLEMENT SLN LLC |
| Name | Verified Name |
|---|
| Document Number | 0475850049 |
|---|---|
| Date | Dec 2, 2022 |
| Book Page | 47585/49 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Feb 2, 2022 |
| Property Address | 5 CARDINAL RD, BALTIMORE, MD 21221-3641 |
| Document Number | 0463320256 |
| Book / Page | 46332 / 256 |
| Instrument Date | Jan 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | NEW WORLD TITLECOMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8626 SILVER MEADOW LN, NOTTINGHAM, MD 21236-2741 |
| Document Number | 0463320261 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 46332/261 |
| Name | CHESAPEAKE LENDING GROUP LLC |
|---|---|
| Address | BALTIMORE, MD 21224 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149,867 (+17.45%) | $161,000 (+26.18%) Land $40,000 Building $121,000 | |
| 2024 | $2,591.00 (+17.83%) | ||
| 2023 | $2,199.00 | $127,600 Land $40,000 Building $87,600 | $127,600 Land $40,000 Building $87,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Dec 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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