Mercer County and Hamilton Township property record for 5 Cardiff Ln, Hamilton, NJ 08690
| Property Type | Single Family Home |
|---|---|
| Details | 2,431 sqft · built 1998 |
| Lot Size | 0.296 acres (12,872 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Nov 2015) |
| Tax Bill | $15,574 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01724-0000-00024-01 |
| Primary APN | 03-01724-0000-00024-01 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,431 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 12,872 sqft (0.296 acres) |
| Lot Dimensions | 165 ft deep x 78 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 5 CARDIFF LN |
|---|---|
| City | TRENTON |
| State | NJ |
| Zip | 08690-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | FACILITY NAME: DEED# 172959 |
| Legal Subdivision | CARDIFF HOLLOW |
| Legal Block | 1724 |
| Legal Lot Number | 24.1 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 3006 |
Source: Mercer County and Hamilton Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 CARDIFF LN, TRENTON, NJ 08690-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2015 · Amount on Record |
| Deed Sale | Nov 10, 2015 · Amount on Record |
| Deed Document Number | 201550815 |
| Deed Book / Page | 6233 / 1142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER NJ |
| Property Address | 5 CARDIFF LN, HAMILTON, NJ 08690-1308 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0000053183 |
|---|---|
| Date | Dec 1, 2022 |
| Book Page | 11780/133 |
| Instrument | 2022053183 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.44% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.44% |
| Max Rate At Change | 7.44% |
| Index | Prime Rate |
| Margin | 1 |
| Max Rate | 11.4% |
Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| County Subdivision | Hamilton Township |
| Unified School District | Hamilton Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420,000 (-) Land $106,200 Building $313,800 | $420,000 (-) Land $106,200 Building $313,800 | |
| 2025 | $15,574.00 (+5.23%) | $420,000 (-) Land $106,200 Building $313,800 | $420,000 (-) Land $106,200 Building $313,800 |
| 2024 | $14,800.00 (+7.12%) | ||
| 2023 | $420,000 Land $106,200 Building $313,800 | $420,000 Land $106,200 Building $313,800 | |
| 2022 | $13,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–1979) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Aug 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - HAMILTON SQUARE private · serves 39,128 people · EPA ID NJ1103001 |
|---|---|
| Water Source | Purchased surface water from TRENTON WATER WORKS |
| Last State Inspection | Oct 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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