5 Cameron Ct, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5 Cameron Ct, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,293 sqft · built 1995
Lot Size	0.43 acres (18,720 sqft)
Owner	Individual Name on Record
Tax Bill	$1,186 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 81A 1 3`

Property Details

APN / Parcel Number

Primary APN	`08 81A 1 3`
Alternative APN	`109036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,293 sqft Heated Area
Gross Area	2,912 sqft
1st Floor Area	1,293 sqft
Basement Area	1,293 sqft
Unfinished Basement	1,293 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,720 sqft (0.43 acres)
Lot Dimensions	195 ft deep x 96 ft wide

Exterior Amenities

Porch	Slab
Porch Area	102 sqft
Deck Area	Deck Area
Patio Area	80 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	109036
Street Address	5 CAMERON CT
City	GRANITE FALLS
State	NC
Zip	28630-9370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1278 PG 61 YR 1999
Legal Subdivision	SUNSET MDWS
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1030
Census Tract	31402

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 CAMERON CT, GRANITE FALLS, NC 28630-9370
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 1999
Deed Sale	Oct 1, 1999
Prior Sale	Dec 1, 1995 · Amount on Record
Deed Book / Page	1278 / 61
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5 CAMERON CT, GRANITE FALLS, NC 28630-9370
Document Number	0010048360
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 CAMERON CT GRANITE FALLS NC 286309370, GRANITE FALLS, NC 28630-9370

Mortgage

Document Number	0010048360
Date	Sep 17, 2020
Book Page	001998/001648
Instrument	10048360

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,186.00 (-6.1%)	$250,400 (-) Land $17,100 Building $233,300
2025	$1,263.00 (+44.51%)	$250,400 (+80.4%) Land $17,100 Building $233,300	$250,400 (+80.4%) Land $17,100 Building $233,300
2023		$138,800 (-) Land $17,100 Building $121,700	$138,800 (-) Land $17,100 Building $121,700
2022	$874.00	$138,800 Land $17,100 Building $121,700	$138,800 Land $17,100 Building $121,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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