5 Cambridge Ct, Geneva, IL 60134 Property Records

Kane County property record for 5 Cambridge Ct, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,128 sqft · built 1977
Lot Size0.333 acres (14,500 sqft)
Owner2 Individual Names on File
Last Sale$510,000 (Jun 2024)
Tax Bill$10,039 (2025)
Deeds & MortgagesDec 2025 Mortgage
May 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-04-329-065

Property Details

APN / Parcel Number

Primary APN12-04-329-065

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,128 sqft Living Area
Gross Area3,192 sqft
Basement Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialAluminum/Vinyl
Lot Area14,500 sqft (0.333 acres)
View / LotCul-De-Sac
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address5 CAMBRIDGE CT
CityGENEVA
StateIL
Zip60134-1720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEPPER VALLEY SUB UNIT 3 - LOT 13 IN BLK 3
Legal SubdivisionPEPPER VALLEY SUB
Legal Block3
Legal Lot Number13
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1010
Census Tract852607

Owner

5 Cambridge Ct is owned by two individuals who bought it in June 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address450 W BELMONT AVE, 606, CHICAGO, IL 60657-7583
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 23, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Mar 30, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jan 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2024 · Amount on File
Deed SaleJun 13, 2024 · Amount on File
Prior SaleSep 15, 2009 · Amount on File
Deed Document Number202420338
Prior Transfer DateFeb 22, 2021
Prior Transfer Doc0000024789
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5 CAMBRIDGE CT, GENEVA, IL 60134-1720
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CAMBRIDGE CT, GENEVA, IL 60134-1720

Mortgage

Document Number0000048783
DateDec 9, 2025
Instrument2025K048783
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2041
Interest
Rate4.99%

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5 CAMBRIDGE CT, GENEVA, IL 60134-1720
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016502
DateMay 23, 2023
Instrument2023K016502
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5 CAMBRIDGE CT, GENEVA, IL 60134-1720
Transaction TypeMortgage
Record UpdatedApr 8, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025108
DateMar 31, 2021
Instrument2021K025108
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate3.06%

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateMar 30, 2021
Property Address5 CAMBRIDGE CT, GENEVA, IL 60134-1720
Document Number0000024789
Instrument DateFeb 22, 2021
Instrument2021K024789
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyBOSTON NATIONAL TTL AGCY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5 CAMBRIDGE CT, GENEVA, IL 60134-1720

Mortgage

Document Number0000024618
DateMar 30, 2021
Instrument2021K024618
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051
Interest
Rate2.87%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address5 CAMBRIDGE CT, GENEVA, IL 60134-1720
Document Number0000010657
Instrument DateJan 18, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 CAMBRIDGE CT GENEVA IL 601341720, GENEVA, IL 60134-1720

Mortgage

Document Number0000010657
DateFeb 28, 2017
Instrument10657
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 27, 2047
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 5 Cambridge Ct was $10,039.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,039.00$146,995 (+8.5%) Land $41,051 Building $105,944$441,161 (+8.5%) Land $123,202 Building $317,959
2024$135,479 Land $37,835 Building $97,644$406,600 Land $113,550 Building $293,049
2022$9,054.00 (+3.04%) Homeowner's exemption$114,442 (+3.86%) Land $31,960 Building $82,482$343,326 (+3.86%) Land $95,880 Building $247,446
2021$8,787.00 Homeowner's exemption$110,189 Land $30,772 Building $79,417$330,567 Land $92,316 Building $238,251

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Cambridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5 Cambridge Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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