5 Bush St, Monterey, CA 93940 Property Records

Monterey County property record for 5 Bush St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1951
Lot Size	0.15 acres (6,550 sqft)
Owner	Company Name on File
Last Sale	$1,200,000 (Mar 2026)
Tax Bill	$9,750 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-231-005-000`

Property Details

APN / Parcel Number

Primary APN	`013-231-005-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,468 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,550 sqft (0.15 acres)
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 BUSH ST
City	MONTEREY
State	CA
Zip	93940-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MAP OF OAK KNOLL SUB NO 1 LOT 5
Legal Subdivision	MAP OF OAK KNOLL SUB NO 1
Legal Tract	1
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1015
Census Tract	13300

Owner

5 Bush St is owned by a company that bought it in March 2026.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	10525 CARMEL VALLEY RD, CARMEL, CA 93923-8533
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 4, 2021	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Feb 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WESTERN EXPRESS LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Jun 4, 2021 · Amount on File
Deed Document Number	20267594
Prior Transfer Date	Oct 30, 1995
Prior Transfer Doc	0032980361
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Mar 9, 2026
Property Address	5 BUSH ST, MONTEREY, CA 93940-5417
Document Number	0000007594
Map Reference	VOL 4 PG 44
Instrument Date	Feb 27, 2026
Instrument	2026007594
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10525 CARMEL VALLEY RD, CARMEL, CA 93923-8533

Mortgage

Document Number	0000007595
Date	Mar 9, 2026
Instrument	2026007595

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	SOFR Average 30-Day
Margin	4
Max Rate	11.5%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 4, 2021
Property Address	5 BUSH ST, MONTEREY, CA 93940-5417
Document Number	0000039494
Map Reference	VOL 4 PG 44
Instrument Date	Jun 2, 2021
Instrument	2021039494
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5 BUSH ST, MONTEREY, CA 93940-5417

Mortgage

Document Number	0000039495
Date	Jun 4, 2021
Instrument	2021039495

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 16, 2021
Property Address	5 BUSH ST, MONTEREY, CA 93940-5417
Document Number	0000011891
Map Reference	VOL 4 PG 44
Instrument Date	Dec 11, 2020
Instrument	2021011891
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 BUSH ST, MONTEREY, CA 93940-5417

Mortgage

Document Number	0000011892
Date	Feb 16, 2021
Instrument	2021011892

Lender

Name	WESTERN EXPRESS LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5 Bush St was $9,750, up 8.2% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$854,555 (+2%) Land $441,631 Building $412,924
2025	$9,750.00 (+8.17%)	$837,800 Land $432,972 Building $404,828
2024	$9,014.00 (+2.33%)
2023	$8,809.00 (+1.39%)	$805,269 Land $416,160 Building $389,109
2022	$8,688.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Bush St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Bush St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: T-Mobile, Verizon.

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