5 Bruce St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 5 Bruce St, Old Bridge, NJ 08857

Property Summary

Property TypeSingle Family Home
Details1,380 sqft · built 1958
Lot Size0.156 acres (6,800 sqft)
Owner2 Individual Names on Record
Last Sale$497,500 (May 2021)
Tax Bill$9,773 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-15525-0000-00210

Property Details

APN / Parcel Number

Primary APN15-15525-0000-00210
Alternative APNs
  • 151552500210
  • 10939000

Interior

Stories2 Stories
Building Area1,380 sqft Living Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Lot Area6,800 sqft (0.156 acres)
Lot Dimensions100 ft deep x 68 ft wide

Location & Zoning

Account Number10939000
Street Address5 BRUCE ST
CityOLD BRIDGE
StateNJ
Zip08857-2540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal Description68X100
Legal SubdivisionCRESTWOOD SEC 01
Legal Block15525
Legal Lot Number210
JurisdictionMIDDLESEX NJ
Township / Civil DivisionOLD BRIDGE
Census Block Group3
Census Block3005
Census Tract7805

Owner

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5 BRUCE ST, OLD BRIDGE, NJ 08857-2540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
Dec 22, 2020Deed of Trust, Mortgage · FHA Mortgage
NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 25, 2021 · Amount on Record
Deed SaleMay 25, 2021 · Amount on Record
Prior SaleMar 3, 2016 · Amount on Record
Deed Document Number202169910
Deed Book / Page18460 / 1686
Record UpdatedSep 20, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateMay 25, 2021
Property Address5 BRUCE ST, OLD BRIDGE, NJ 08857-2540
Document Number2021069910
Book / Page18460 / 1686
Instrument DateMay 17, 2021
Instrument2021069910
Transaction TypeTransfer
Record UpdatedJun 11, 2021
Title CompanyVANDERBILT TITLE & SETTLEMENT LLC, VANDERBILT TITL & SETMNT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,151.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address701 SALERNO WAY, 701, HOWELL, NJ 07731-1736

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BRUCE ST, OLD BRIDGE, NJ 08857-2540
InvestorPossibly a Property Investor

Mortgage

Document Number2021069911
DateMay 25, 2021
Instrument2021069911
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address5 BRUCE ST, OLD BRIDGE, NJ 08857-2540
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
AddressS BRUCE ST, OLD BRIDGE, NJ

Mortgage

Document Number0000132724
DateDec 22, 2020
Book Page18194/1383
Instrument2020132724
Lender
NameNEW PENN FINANCIAL LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term303 Months
DueMar 1, 2046

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
County SubdivisionOld Bridge Township
Unified School DistrictOld Bridge Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$157,300 (-) Land $69,600 Building $87,700$157,300 (-) Land $69,600 Building $87,700
2025$9,773.00 (+10.03%)$157,300 (-) Land $69,600 Building $87,700$157,300 (-) Land $69,600 Building $87,700
2024$8,882.00 (+6.69%)
2023$157,300 Land $69,600 Building $87,700$157,300 Land $69,600 Building $87,700
2022$8,325.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1992–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLD BRIDGE MUA
serves 68,000 people · EPA ID NJ1209002
Water SourcePurchased surface water from MIDDLESEX WATER COMPANY
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

May also be available: Xfinity.

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