Union County and Cranford Township property record for 5 Brown Ter, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | built 1956 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,000 (Jun 1968) |
| Tax Bill | $16,417 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00127-0000-00010 |
| Primary APN | 03-00127-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 7,248 sqft (0.166 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 0329002 |
|---|---|
| Street Address | 5 BROWN TER |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HEATHERMADE ESTATES |
| Legal Block | 127 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 37100 |
5 Brown Ter is owned and occupied by two individuals who bought it in June 1968.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 BROWN TER, CRANFORD, NJ 07016-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 1968 · Amount on File |
| Deed Sale | Jun 25, 1968 · Amount on File |
| Deed Book / Page | 2834 / 847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 5 BROWN TER, CRANFORD, NJ 07016-1501 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0149692256 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 14969/2256 |
| Instrument | 12664 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 5 BROWN TER, CRANFORD, NJ 07016-1501 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0149692245 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 14969/2245 |
| Instrument | 12663 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 5 BROWN TER, CRANFORD, NJ 07016-1501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ABLE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0146870167 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 14687/167 |
| Instrument | 690724 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2040 |
The 2025 property tax bill for 5 Brown Ter was $16,417, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,500 (-) Land $99,300 Building $127,200 | $226,500 (-) Land $99,300 Building $127,200 | |
| 2025 | $16,417.00 (+6.92%) | $226,500 Land $99,300 Building $127,200 | $226,500 Land $99,300 Building $127,200 |
| 2024 | $15,354.00 | ||
| 2023 | $226,500 Land $99,300 Building $127,200 | $226,500 Land $99,300 Building $127,200 | |
| 2022 | $14,976.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Brown Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 152 (1979–2021) |
| Claims Outside the SFHA | 38 of 152 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Brown Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures