Essex County and Gloucester City property record for 5 Bridgewater St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,965 sqft · built 1866 |
| Lot Size | 0.181 acres (7,900 sqft) |
| Owner | Trust Name on File |
| Last Sale | $540,000 (Oct 2013) |
| Tax Bill | $21,980 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0118 B:0061 L:0000 |
| Primary APN | GLOU M:0118 B:0061 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,965 sqft Living Area |
| Gross Area | 5,636 sqft |
| 1st Floor Area | 1,756 sqft |
| Attic | Attic |
| Attic Area | 1,420 sqft |
| Basement Area | 1,156 sqft |
| Unfinished Basement | 1,156 sqft |
| Year Built | Built 1866 |
|---|---|
| Effective Year Built | Effective 1866 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,900 sqft (0.181 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 BRIDGEWATER ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Block | 61 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5 BRIDGEWATER ST, GLOUCESTER, MA 01930-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 22, 2025 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Apr 5, 2017 | Deed of Trust, Mortgage · Line of Credit CAPE ANN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 2, 2013 · Amount on Record |
| Deed Sale | Oct 2, 2013 · Amount on Record |
| Prior Sale | Jan 9, 2013 |
| Deed Book / Page | 32866 / 7 |
| Transfer Doc | 2904000211 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 5 BRIDGEWATER ST, GLOUCESTER, MA 01930-1309 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042728-553 |
|---|---|
| Date | May 22, 2025 |
| Book Page | 42728/553 |
| Instrument | 20250522000350 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 5 BRIDGEWATER ST, GLOUCESTER, MA 01930-1309 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35781-381 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 35781/381 |
| Instrument | 289 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $21,980.00 (+17.48%) | $2,261,300 (+17.6%) Land $1,377,000 Building $884,300 |
| 2024 | $18,710.00 | $1,922,900 Land $1,038,600 Building $884,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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