5 Breezy Point Dr, Bluffton (Okatie), SC 29909 Property Records

Beaufort County property record for 5 Breezy Point Dr, Bluffton, SC 29909

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,528 sqft · built 2023
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$601,900 (Nov 2023)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242014692`

Property Details

APN / Parcel Number

Primary APN	`242014692`
Alternative APN	`R614 036 000 3846 0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,528 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,449 sqft (0.171 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	5 BREEZY POINT DR
City	BLUFFTON
State	SC
Zip	29909-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 246 FOUR SEASONS PHASE 2B PB159 PG52
Legal Subdivision	FOUR SEASONS S/D (BLUFFTON)
Legal Phase	2B
Legal Lot Number	246
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1004
Census Tract	2103

Owner

Source: Beaufort County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 BREEZY POINT DR, BLUFFTON, SC 29909-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Nov 13, 2023	Deed, Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2023 · Amount on Record
Deed Sale	Nov 13, 2023 · Amount on Record
Deed Document Number	202352675
Deed Book / Page	4289 / 1700
Prior Transfer Date	Nov 1, 2023
Prior Transfer Doc	0000052711
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	5 BREEZY POINT DR, BLUFFTON, SC 29909-3605
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BREEZY POINT DR, BLUFFTON, SC 29909-3605
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037682
Date	Aug 20, 2025
Book Page	4458/601
Instrument	2025037682

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	7 EASTON OVAL, COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	5 BREEZY POINT DR, BLUFFTON, SC 29909-3605
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BREEZY POINT DR, BLUFFTON, SC 29909-3605

Mortgage

Document Number	0000047304
Date	Oct 20, 2025
Book Page	4475/722
Instrument	2025047304

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 13, 2023
Property Address	5 BREEZY POINT DR, BLUFFTON, SC 29909-3605
Document Number	0000052675
Book / Page	4289 / 1700
Map Reference	MB 159 PG 52
Instrument Date	Nov 2, 2023
Instrument	2023052675
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,565.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 BREEZY POINT DR, BLUFFTON, SC 29909-3605

Mortgage

Document Number	0000052676
Date	Nov 13, 2023
Instrument	2023052676

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,906.00 (-0.08%)	$24,080 (-)
2024	$3,909.00 (+627.93%)	$24,080 (+1,473.86%) Land $6,000 Building $18,080	$602,000 (-) Land $150,000 Building $452,000
2023	$537.00	$1,530	$602,000 Land $150,000 Building $452,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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