5 Breck St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 5 Breck St, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,194 sqft · built 1925
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Aug 2026)
Tax Bill	$3,644 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-003-32+33`

Property Details

APN / Parcel Number

Primary APN	`16-003-32+33`
Alternative APN	`WORC M:16 B:003 L:32+33`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,194 sqft Living Area
Gross Area	2,275 sqft
1st Floor Area	690 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	16-003-32+33
Street Address	5 BRECK ST
City	WORCESTER
State	MA
Zip	01605-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Block	3
Legal Lot Number	32+33
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4000
Census Tract	731900

Owner

5 Breck St is owned and occupied by two individuals who bought it in August 2026.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 BRECK ST, WORCESTER, MA 01605-2807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
May 4, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on File
Deed Sale	Aug 28, 2026 · Amount on File
Prior Sale	Oct 2, 2003
Deed Document Number	202675468
Deed Book / Page	74098 / 392
Prior Transfer Date	Aug 13, 2026
Prior Transfer Doc	0000075468
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 28, 2026
Property Address	5 BRECK ST, WORCESTER, MA 01605-2807
Document Number	0000075468
Book / Page	74098 / 392
Instrument Date	Aug 13, 2026
Instrument	202675468
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 BRECK ST, WORCESTER, MA 01605-2807

Mortgage

Date	Aug 28, 2026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Recording Date	May 4, 2026
Property Address	5 BRECK ST, WORCESTER, MA 01605-2807
Document Number	00073529-1
Book / Page	73529 / 1
Instrument Date	Apr 27, 2026
Instrument	202634551
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BRECK ST, WORCESTER, MA 01605-2807

Mortgage

Document Number	0000034551,
Date	May 4, 2026
Book Page	73529/1
Instrument	202634551

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	5 BRECK ST, WORCESTER, MA 01605-2807
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067263-107
Date	Mar 15, 2022
Book Page	67263/107
Instrument	28655

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 5 Breck St was $3,644, up 4.4% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,644.00 (+4.38%)	$274,400 (+3.66%) Land $104,700 Building $169,700	$376,371 (+4.78%)
2025	$3,491.00	$264,700 Land $98,500 Building $166,200	$359,195 (+5.5%)
2024			$340,480
2023	$3,288.00	$229,300 Land $85,700 Building $143,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Breck St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Breck St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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