Berks County property record for 5 Bowers Rd, Reading, PA 19605
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,366 sqft · built 1912 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,545 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5400-12-87-6021 |
| Primary APN | 5400-12-87-6021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,366 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1912 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 56,628 sqft |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Pole Barn | 1,728 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 68019620 |
|---|---|
| Street Address | 5 BOWERS RD |
| City | READING |
| State | PA |
| Zip | 19605-9279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 87 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | ONTELAUNEE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 13501 |
5 Bowers Rd is owned and occupied by two individuals who acquired it in January 1986.
Source: Berks County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 BOWERS RD, READING, PA 19605-9279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 1986 |
| Deed Sale | Jan 21, 1986 |
| Deed Book / Page | 1891 / 1225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jun 30, 2026 |
| Property Address | 5 BOWERS RD, READING, PA 19605-9279 |
| Document Number | 0000020798 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202620798 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | SENTRY ABSTRACT COMPANY, SENTRY ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 5 BOWERS RD, READING, PA 19605-9279 |
| Document Number | 0000020798, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202620798 |
| Name | CONTOUR MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 5 Bowers Rd was $1,545 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Ontelaunee Township |
| Unified School District | Schuylkill Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,545.00 Homeowner's exemption | $118,300 Land $46,400 Building $71,900 | $46,400 Land $46,400 |
| 2024 | $1,466.00 | $118,300 Land $46,400 Building $71,900 | |
| 1994 | $118,300 Land $46,400 Building $71,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Bowers Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2020–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Bowers Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONTELAUNEE TOWNSHIP serves 2,598 people · EPA ID PA3060098 |
|---|---|
| Water Source | Purchased surface water from READING AREA WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Water Quality | Treatment failure resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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