5 Bolling Cir, Palmyra, VA 22963 Property Records

Fluvanna County property record for 5 Bolling Cir, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,427 sqft · built 1989
Lot Size	0.309 acres (13,460 sqft)
Owner	Individual Name on File
Last Sale	$578,900 (Aug 2022)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Mar 2015 Mortgage Jan 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18A 2 117`

Property Details

APN / Parcel Number

Primary APN	`18A 2 117`
Alternative APN	`3428`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,427 sqft Living Area
Gross Area	3,663 sqft
1st Floor Area	720 sqft
Basement Area	891 sqft
Finished Basement	891 sqft
Sunroom	Sunroom
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2008
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,460 sqft (0.309 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	45 sqft
Deck Area	144 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3428
Street Address	5 BOLLING CIR
City	PALMYRA
State	VA
Zip	22963-3244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230002343 SHADWELL-2 LOT 117 13,444 SF
Legal Subdivision	SHADWELL LAKE MONTICELLO
Legal Block	11
Legal Lot Number	117
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1025
Census Tract	20104

Owner

5 Bolling Cir is owned by an individual who bought it in August 2022.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4876 AUTUMN GLORY WAY, CHANTILLY, VA 20151-2353
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2015	Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SAVINGS BANK
Jan 7, 2010	Deed of Trust, Mortgage · ARM METLIFE HOME LOANS
May 27, 2010	Deed of Trust, Mortgage · ARM METLIFE HOME LOANS
Sep 4, 2007	Deed of Trust, Mortgage · ARM FIRST HORIZON HOME LOANS
Aug 25, 2023	Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
Aug 31, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
May 12, 2014	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	May 12, 2014 · Amount on File
Deed Document Number	20223191
Record Updated	Oct 29, 2026

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	5 BOLLING CIR, PALMYRA, VA 22963-3244
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001500735
Date	Mar 17, 2015
Instrument	1500735

Lender

Name	NORTH AMERICAN SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	5 BOLLING CIR, PALMYRA, VA 22963-3244
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000810/066
Date	Jan 7, 2010
Book Page	810/066
Instrument	0053

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	5 BOLLING CIR, PALMYRA, VA 22963-3244
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000818/276
Date	May 27, 2010
Book Page	818/276
Instrument	1694

Lender

Name	METLIFE HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2015
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	5 BOLLING CIR, PALMYRA, VA 22963-3244
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000742/349
Date	Sep 4, 2007
Book Page	742/349
Instrument	4978

Lender

Name	FIRST HORIZON HOME LOANS
Type	Mortgage Company
Address	IRVING, TX 75063

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 25, 2023
Property Address	5 BOLLING CIR, PALMYRA, VA 22963-3244
Document Number	0230002343
Map Reference	DB 76 PG 564
Instrument Date	Aug 23, 2023
Instrument	230002343
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4876 AUKUMN GLWAY, CHANTILLY, VA 20151

Mortgage

Document Number	0230002344
Date	Aug 25, 2023
Instrument	230002344

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 31, 2022
Property Address	5 BOLLING CIR, PALMYRA, VA 22963-3244
Document Number	0220003191
Map Reference	DB 76 PG 564
Instrument Date	Aug 26, 2022
Instrument	220003191
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BOLLING CIR, PALMYRA, VA 22963-3244

Mortgage

Document Number	0220003192
Date	Aug 31, 2022
Instrument	220003192

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

May 2014: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 12, 2014
Property Address	5 BOLLING CIR, PALMYRA, VA 22963-3244
Document Number	000917/975
Book / Page	917 / 975
Map Reference	DD76 PG564-566
Instrument Date	Apr 28, 2014
Instrument	1401293
Transaction Type	Transfer
Record Updated	Oct 25, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$367.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 BOLLING CIR, PALMYRA, VA 22963-3244

Mortgage

Document Number	000917/977
Date	May 12, 2014
Book Page	917/977
Instrument	1401294

Lender

Name	AMERICAN EQUITY MORTGAGE
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage

Tax Assessment & Valuation

The 2025 property tax bill for 5 Bolling Cir was $4,567.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,020 (-) Land $145,000 Building $460,020	$605,020 (-) Land $145,000 Building $460,020
2025	$4,567.00	$605,020 Land $145,000 Building $460,020	$605,020 Land $145,000 Building $460,020
2023		$426,400 Land $145,000 Building $281,400	$426,400 Land $145,000 Building $281,400
2022	$3,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Bolling Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Bolling Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bolling Cir

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