5 Black St, Lowell, NC 28098 Property Records

Gaston County property record for 5 Black St, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 784 sqft · built 1929
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Mar 2023)
Tax Bill$1,296 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN05002B10400

Property Details

APN / Parcel Number

Primary APN05002B10400
Alternative APN
  • 127449

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area784 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area10,454 sqft (0.24 acres)
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address5 BLACK ST
CityLOWELL
StateNC
Zip28098-1265
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNATIONAL WEAVING CO PROP BLK 4 L P/14 05 002B 104 00 000
Legal Block4
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1029
Census Tract31304

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 BLACK ST, LOWELL, NC 28098-1265
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 1, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2023 · Amount on Record
Deed SaleMar 31, 2023 · Amount on Record
Prior SaleAug 1, 2022 · Amount on Record
Deed Book / Page5401 / 1594
Record UpdatedOct 29, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 31, 2023
Property Address5 BLACK ST, LOWELL, NC 28098-1265
Document Number0054011594
Book / Page5401 / 1594
Map ReferenceMB 4 PG 136
Instrument DateMar 30, 2023
Transaction TypeTransfer
Record UpdatedApr 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 WOODBRIAR TRL, GASTONIA, NC 28056-8880

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BLACK ST, LOWELL, NC 28098-1265

Mortgage

Document Number0054011596
DateMar 31, 2023
Instrument5401/1596
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 1, 2022
Property Address5 BLACK ST, LOWELL, NC 28098-1265
Document Number0053550560
Book / Page5355 / 560
Map ReferenceMB 4 PG 136
Instrument DateAug 1, 2022
Transaction TypeTransfer
Record UpdatedSep 5, 2022

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address790 SAGEFIELD CT, 790, LINCOLNTON, NC 28092-7821

Transferred To (Grantee/Buyer)

NameVerified Name
Address409 WOODBRIAR TRL, GASTONIA, NC 28056-8880

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,296.00 (-9.81%)$121,270 (-) Land $15,500 Building $105,770
2023$1,437.00$121,270 Land $15,500 Building $105,770
2021$64,630 Land $12,000 Building $52,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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