St. Charles County property record for 5 Black Cherry Ct, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,762 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $182,000 (2006) |
| Tax Bill | $3,865.00 (2025) |
Source: St. Charles County records · APN T002500062
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 BLACK CHERRY CT, O FALLON, MO 63368-6600 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Feb 26, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME LOAN EXPERT LLC |
| Mar 12, 2018 | Quit Claim Deed, Transfer HOME LOAN EXPERT LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2006 · Amount on Record |
| Deed Sale | Nov 28, 2006 · Amount on Record |
| Prior Sale | Nov 28, 2006 · Amount on Record |
| Deed Doc Number | 0046310902 |
| Deed Book / Page | 4631 / 902 |
| Last Transfer Date | Mar 12, 2018 |
| Transfer Doc | 0068900716 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 BLACK CHERRY CT, O FALLON, MO 63368-6600 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5 BLACK CHERRY CT, O FALLON, MO 63368-6600 |
| Document Number | 0000060575 |
|---|---|
| Date | Nov 08, 2022 |
| Instrument | 2022R-060575 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 BLACK CHERRY CT, O FALLON, MO 63368-6600 |
| Document Number | 0072400384 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2020 |
| Title Company | TITLE RESOURCES TITLE AGENCY, TITLE RESOURCES TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5 BLACK CHERRY CT O FALLON MO 633686600, O FALLON, MO 63368-6600 |
| Document Number | 0072400384 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 007240/000384 |
| Instrument | 126570 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 12, 2018 |
| Property Address | 5 BLACK CHERRY CT, O FALLON, MO 63368-6600 |
| Document Number | 0068900716 |
| Book / Page | 006890 / 000716 |
| Instrument Date | Mar 07, 2018 |
| Instrument | 131380 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 5 BLACK CHERRY CT O FALLON MO 633686600, O FALLON, MO 63368-6600 |
| Document Number | 68900718 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 006890/000718 |
| Instrument | 131390 |
| Name | HOME LOAN EXPERT LLC |
|---|---|
| Address | SAINT LOUIS, MO 63144 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 11, 2048 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,865.00 | $60,139 (+5.68%) | $316,521 (+5.68%) Land $60,000 Building $256,521 |
| 2023 | $56,908 | ||
| 2022 | $299,516 Land $50,000 Building $249,516 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T002500062 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,762 sqft Living Area |
| 1st Floor | 956 sqft 1st Floor |
| Basement Area | 938 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Composition/Composite Exterior |
| Lot Area | 9,583 sqft (0.219 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 144 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 28 sqft Porch |
| Account Number | T002500062 |
|---|---|
| Old Parcel Number | T002500062 |
| Street Address | 5 BLACK CHERRY CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6600 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHERRYWOOD PARC #6 LOT 300 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | CHERRYWOOD PARC #6 |
| Legal Lot Number | 300 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | DARDENNE |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 311735 |
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