5 Biscayne Dr, Edwardsville, IL 62025 Property Records

Madison County property record for 5 Biscayne Dr, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1972
Lot Size	0.149 acres (6,497 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (May 2023)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2023 Sale & Mortgage + 1 more
APN	`14-2-15-13-10-101-017`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-13-10-101-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	6,497 sqft (0.149 acres)
Lot Dimensions	97 ft deep x 66 ft wide
Garage Type	Attached
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5 BISCAYNE DR
City	EDWARDSVILLE
State	IL
Zip	62025-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VARSITY TERRACE LOT 5 66.5X97.7X IRR
Legal Subdivision	VARSITY TERRACE
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	2
Census Block	2025
Census Tract	403002

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 BISCAYNE DR, EDWARDSVILLE, IL 62025-2451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 3, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 9, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	202311395
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	5 BISCAYNE DR, EDWARDSVILLE, IL 62025-2451
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033694
Date	Dec 2, 2025
Instrument	2025R33694

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.88%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 3, 2023
Property Address	5 BISCAYNE DR, EDWARDSVILLE, IL 62025-2451
Document Number	0000011395
Map Reference	PB 31 PG 21
Instrument Date	May 1, 2023
Instrument	2023R11395
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$283.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BISCAYNE DR, EDWARDSVILLE, IL 62025-2451

Mortgage

Document Number	0000011396
Date	May 3, 2023
Instrument	2023R11396

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.13%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 9, 2020
Property Address	5 BISCAYNE DR, EDWARDSVILLE, IL 62025-2451
Document Number	0000023029
Map Reference	PB 31 PG 21
Instrument Date	Jun 30, 2020
Instrument	2020R23029
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 BISCAYNE DR, EDWARDSVILLE, IL 62025-2451

Mortgage

Document Number	0000023030
Date	Jul 9, 2020
Instrument	2020R23030

Lender

Name	FLAT BRANCH MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Edwardsville City
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 (+6.94%)	$59,690 (+24.51%) Land $9,240 Building $50,450	$179,070 (+24.39%) Land $27,720 Building $151,350
2024	$3,561.00 (+15.96%)
2022	$3,071.00	$47,940 Land $7,420 Building $40,520	$143,964 Land $22,282 Building $121,682

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1979–1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDWARDSVILLE serves 26,808 people · EPA ID IL1190250
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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