5 Birchleaf Dr, Fredericksburg, VA 22406 Property Records

Stafford County property record for 5 Birchleaf Dr, Fredericksburg, VA 22406 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,132 sqft · built 2003
Lot Size	0.2 acres (8,720 sqft)
Owner	2 Individual Names on File
Last Sale	$314,000 (May 2015)
Deeds & Mortgages	May 2021 Refinance Feb 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45N-2-548`

Property Details

APN / Parcel Number

Primary APN	`45N-2-548`
Alternative APNs	`045N 2 548` `40718`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,572 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,720 sqft (0.2 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	212 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40718
Old Parcel Number	045N 2 548
Street Address	5 BIRCHLEAF DR
City	FREDERICKSBURG
State	VA
Zip	22406-8407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 548 SEC 2 8722 SQFT ENGLAND RUN NORTH
Legal Subdivision	ENGLAND RUN
Legal Lot Number	548
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	3
Census Block	3017
Census Tract	10304

Owner

Source: Stafford County records · APN 45N-2-548

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 BIRCHLEAF DR, FREDERICKSBURG, VA 22406-8407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED TRUST BANK
Feb 04, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEW DAY FINANCIAL LLC
Apr 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONS MORTGAGE LLC
Nov 05, 2025	Deed of Trust, Mortgage · VA Mortgage TRUSTED MORTGAGE CAPITAL INC
Feb 26, 2025	Deed of Trust, Mortgage · VA Mortgage NATIONS MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 05, 2015 · Amount on Record
Deed Sale	May 05, 2015 · Amount on Record
Prior Sale	Jul 03, 2007 · Amount on Record
Deed Document Number	150007010
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	5 BIRCHLEAF DR, FREDERICKSBURG, VA 22406-8407
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210018303
Date	May 28, 2021
Instrument	210018303

Lender

Name	UNITED TRUST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	5 BIRCHLEAF DR, FREDERICKSBURG, VA 22406-8407
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002713
Date	Feb 04, 2022
Instrument	220002713

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

Interest

Rate Type	Fixed Rate

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	5 BIRCHLEAF DR, FREDERICKSBURG, VA 22406-8407
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240004729
Date	Apr 30, 2024
Instrument	240004729

Lender

Name	NATIONS MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	325 Months
Due	May 01, 2051

Interest

Rate Type	Fixed Rate

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	5 BIRCHLEAF DR, FREDERICKSBURG, VA 22406-8407
Transaction Type	Mortgage
Record Updated	May 08, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BIRCHLEAF DR, FREDERICKSBURG, VA 22406-8407

Mortgage

Document Number	0250014707
Date	Nov 05, 2025
Instrument	250014707

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	5 BIRCHLEAF DR, FREDERICKSBURG, VA 22406-8407
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BIRCHLEAF DR, FREDERICKSBURG, VA 22406-8407

Mortgage

Document Number	0250002231
Date	Feb 26, 2025
Instrument	250002231

Lender

Name	NATIONS MORTGAGE LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48033

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2023	$370,700 Land $95,000 Building $275,700	$370,700 Land $95,000 Building $275,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790103043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 358 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Cox Communications	Cable	2,000 / 100

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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