5 Birch Pond Dr, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Birch Pond Dr, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,510 sqft · built 2001
Lot Size	0.231 acres (10,071 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Aug 2022)
Tax Bill	$9,283 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:014-E B:0007 L:0039`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:014-E B:0007 L:0039`
Alternative APNs	`M:014=E B:0007 L:0039` `94046214`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,510 sqft Living Area
Gross Area	3,620 sqft
1st Floor Area	848 sqft
Basement Area	1,500 sqft
Unfinished Basement	630 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,071 sqft (0.231 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	94046214
Street Address	5 BIRCH POND DR
City	SAUGUS
State	MA
Zip	01906-1291
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	7
Legal Lot Number	39
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1012
Census Tract	208302

Owner

Source: Essex County and Saugus Town assessment roll, APN SAUG M:014-E B:0007 L:0039, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 BIRCH POND DR, SAUGUS, MA 01906-1291
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2022 · Amount on Record
Deed Sale	Aug 09, 2022 · Amount on Record
Prior Sale	Sep 13, 2005 · Amount on Record
Deed Book / Page	41120 / 586
Record Updated	Sep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 09, 2022
Property Address	5 BIRCH POND DR, SAUGUS, MA 01906-1291
Document Number	041120-586
Book / Page	41120 / 586
Instrument Date	Aug 09, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 BIRCH POND DR, SAUGUS, MA 01906-1291

Mortgage

Document Number	0041120589
Date	Aug 09, 2022
Instrument	41120/589

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Sep 01, 2029
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,283.00 (+3.13%)	$869,200 (+2.84%) Land $409,800 Building $459,400	$991,705
2024	$9,001.00 (+6.26%)	$845,200 (+12.35%) Land $396,300 Building $448,900
2023	$8,471.00	$752,300 Land $319,800 Building $432,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), as of July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092083021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 270 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3262000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.