5 Bertram St, Pensacola, FL 32506 Property Records

Escambia County property record for 5 Bertram St, Pensacola, FL 32506

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1951
Lot Size	0.155 acres (6,730 sqft)
Owner	Company Name on File
Last Sale	$100,000 (Mar 2025)
Tax Bill	$372 (2024)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-2S-30-1172-220-003`

Property Details

APN / Parcel Number

Primary APN	`34-2S-30-1172-220-003`
Alternative APNs	`072057000` `72057000`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	936 sqft
Upper Floors Area	312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,730 sqft (0.155 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Unfinished Open Porch
Porch Area	334 sqft
Shed	1 Shed
Utility Building	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	72057000
Street Address	5 BERTRAM ST
City	PENSACOLA
State	FL
Zip	32506-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 22 BLK C BUENA VISTA S/D PB 2 P 91 OR 9287 P 1098 CA 174
Legal Range	30W
Legal Township	02S
Legal Section	34
Legal Subdivision	BUENA VISTA
Legal Block	C
Legal Lot Number	22
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	3
Census Block	3004
Census Tract	2900

Owner

5 Bertram St is owned by a company that bought it in March 2025.

Source: Escambia County records, as of May 8, 2026

Owner of Record	Company Name on File
Mailing Address	6001 ARGYLE FOREST BLVD, 21, JACKSONVILLE, FL 32244-6127
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	Nov 12, 2015 · Amount on File
Deed Document Number	202517871
Deed Book / Page	9287 / 1098
Prior Transfer Date	Apr 5, 2013
Prior Transfer Doc	0070030180
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 28, 2026
Property Address	5 BERTRAM ST, PENSACOLA, FL 32506-4739
Document Number	0000032707
Book / Page	9483 / 1080
Instrument Date	Apr 13, 2026
Instrument	202632707
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103
Address	6001 ARGYLE FOREST BLVD, JACKSONVILLE, FL 32244-6664

Mortgage

Document Number	0000032707,
Date	Apr 28, 2026
Book Page	9483/1080
Instrument	202632707

Lender

Name	LIMA ONE CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,745 Land $12,500 Building $69,245	$81,745 Land $12,500 Building $69,245
2024	$372.00 (+3.05%)
2023	$361.00 (-33.64%) Homeowner's exemption	$42,808 (-35.07%)	$54,036 (-45.76%) Land $12,500 Building $41,536
2022	$544.00 Homeowner's exemption	$65,928	$99,633 Land $7,000 Building $92,633

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5 Bertram St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1979–2014)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Bertram St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20