5 Berkeley St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 5 Berkeley St, Cambridge, MA 02138

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,316 sqft · built 1853
Lot Size	0.135 acres (5,888 sqft)
Owner	Company Name on File
Last Sale	$875,000 (Oct 2007)
Tax Bill	$22,341 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`216-38`

Property Details

APN / Parcel Number

Primary APN	`216-38`
Alternative APN	`CAMB M:00216 L:00038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,316 sqft Living Area
Gross Area	3,450 sqft
1st Floor Area	1,182 sqft
Basement Area	1,119 sqft
Unfinished Basement	579 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1853
Effective Year Built	Effective 1853
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,888 sqft (0.135 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 BERKELEY ST
City	CAMBRIDGE
State	MA
Zip	02138-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Subdivision	CAMBRIDGE
Legal Lot Number	38
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	354100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Berkeley Street Historic District (Boundary Increase) listed 1986 · 8 contributing resources · NRIS 86001265

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5 BERKELEY ST, CAMBRIDGE, MA 02138-3409
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit NEEDHAM BANK
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Oct 24, 2017	Deed of Trust, Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 1, 2007 · Amount on Record
Deed Sale	Oct 1, 2007 · Amount on Record
Prior Sale	Nov 29, 1989 · Amount on Record
Deed Book / Page	1345 / 47
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Recording Date	May 27, 2026
Property Address	5 BERKELEY ST, CAMBRIDGE, MA 02138-3409
Document Number	0002000341
Instrument Date	May 20, 2026
Instrument	20262000341
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BERKELEY ST, CAMBRIDGE, MA 02138-3409

Mortgage

Document Number	0002000341,
Date	May 27, 2026
Instrument	20262000341

Lender

Name	NEEDHAM BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.23%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	5 BERKELEY ST, CAMBRIDGE, MA 02138-3409
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001869694
Date	Feb 11, 2021
Instrument	1869694

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	5 BERKELEY ST, CAMBRIDGE, MA 02138-3409
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1869694
Date	Feb 11, 2021
Instrument	1869694

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	5 BERKELEY ST, CAMBRIDGE, MA 02138-3409
Document Number	0000073952
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073952
Date	Oct 30, 2017
Instrument	73952

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$22,341.00 (+9.92%)	$3,518,200 (+2.47%) Land $1,886,400 Building $1,631,800
2024	$20,325.00	$3,433,300 Land $1,871,300 Building $1,562,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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