5 Bergamo, Irvine, CA 92614 Property Records

Orange County property record for 5 Bergamo, Irvine, CA 92614

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,601 sqft · built 1987
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$2,332,500 (Jan 2026)
Tax Bill	$19,330 (2025)
Deeds & Mortgages	Nov 2024 Second Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`447-223-40`

Property Details

APN / Parcel Number

Primary APN	`447-223-40`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,601 sqft Living Area
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Lot Area	5,000 sqft (0.114 acres)
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5 BERGAMO
City	IRVINE
State	CA
Zip	92614-5324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12627 BLK LOT 40
Legal Subdivision	12627
Legal Tract	12627
Legal Lot Number	40
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52523

Owner

Source: Orange County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5 BERGAMO, IRVINE, CA 92614-5324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 21, 2024	Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA
Jan 30, 2026	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 9, 2021	Grant Deed, Transfer WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	2026000023605
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 BERGAMO, IRVINE, CA 92614-5324
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BERGAMO, IRVINE, CA 92614-5324

Mortgage

Document Number	0000307379
Date	Nov 25, 2024
Instrument	2024000307379

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 BERGAMO, IRVINE, CA 92614-5324
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BEXGAO, IRVINE, CA 92614

Mortgage

Document Number	0000134975
Date	Apr 8, 2022
Instrument	2022000134975

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 BERGAMO, IRVINE, CA 92614-5324
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 BERGAMO, IRVINE, CA 92614-5324

Mortgage

Document Number	0000305633
Date	Nov 21, 2024
Instrument	2024000305633

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Unknown
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2054

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 30, 2026
Property Address	5 BERGAMO, IRVINE, CA 92614-5324
Document Number	0000023605
Map Reference	MB 562 PG 16-22
Instrument Date	Jan 11, 2026
Instrument	2026000023605
Transaction Type	Transfer
Record Updated	Feb 12, 2026
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5 BERGAMO, IRVINE, CA 92614-5324

Mortgage

Document Number	0000023606
Date	Jan 30, 2026
Instrument	2026000023606

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 9, 2021
Property Address	5 BERGAMO, IRVINE, CA 92614-5324
Document Number	0000742734
Map Reference	MB 562 PG 16-22
Instrument Date	Dec 3, 2021
Instrument	2021000742734
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 BERGAMO, IRVINE, CA 92614-5324

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,330.00 (+4.77%)	$1,804,053 (+4.04%) Land $1,542,538 Building $261,515
2023	$18,450.00 (+1.87%)	$1,734,000 Land $1,482,639 Building $251,361
2022	$18,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Google Fiber, Verizon.

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