5 Benjamin St, Westerly, RI 02891 Property Records

Westerly Town property record for 5 Benjamin St, Westerly, RI 02891 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1951
Square Footage1,317 sqft Living Area
Lot Size9,600 sqft (0.22 acres)
OccupancyOwner Occupied
Last Sale$530,000 (2026)
Tax Bill$3,178.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:26 B:3
Alternative APNs
  • M:026 B:3 L
  • 19226200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,317 sqft Living Area
Gross Area2,648 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,600 sqft (0.22 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number19226200
Street Address5 BENJAMIN ST
CityWESTERLY
StateRI
Zip02891-1627
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block3
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup1
Census Block1010
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:26 B:3

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 BENJAMIN ST, WESTERLY, RI 02891-1627
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed, Transfer · Conventional Mortgage
Aug 17, 2023Deed, Transfer · Stand Alone Refinance
WEBSTER BANK
Feb 17, 2023Warranty Deed, Transfer
Jan 12, 2021Deed of Trust, Mortgage · Stand Alone Refinance
SEACOAST MORTGAGE CORPORATION
Sep 05, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
SEACOAST MTG
Aug 10, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
SEACOAST MTG CORP
Mar 10, 2017Deed of Trust, Mortgage · Line of Credit
WASHINGTON TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleAug 10, 2018 · Amount on Record
Deed Doc Number20262026-2149
Deed Book / Page2026 / 9863
Prior Transfer DateAug 09, 2023
Prior Transfer Doc2023-10874
Record RefreshedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateJun 25, 2026
Property Address5 BENJAMIN ST, WESTERLY, RI 02891-1627
Document Number0000002149
Book / Page2026 / 9863
Instrument DateJun 24, 2026
Instrument20262149
Transaction TypeTransfer
Record UpdatedJul 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BENJAMIN ST, WESTERLY, RI 02891-1627

Mortgage

DateJun 25, 2026
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate6.36%
Max Rate-1%

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateAug 17, 2023
Property Address5 BENJAMIN ST, WESTERLY, RI 02891-1627
Document Number2023-10874
Book / Page2023 / 10874
Instrument DateAug 09, 2023
Instrument2023-2696
Transaction TypeTransfer
Record UpdatedAug 31, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023-10875
DateAug 17, 2023
Book Page2023/10875
Instrument2023-2697
Lender
NameWEBSTER BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateFeb 17, 2023
Property Address5 BENJAMIN ST, WESTERLY, RI 02891-1627
Document Number02023-1683
Book / Page2023 / 1683
Instrument DateNov 28, 2022
Instrument2023-442
Transaction TypeTransfer
Record UpdatedMar 02, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BENJAMIN ST, WESTERLY, RI 02891-1627

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address5 BENJAMIN ST, WESTERLY, RI 02891-1627
Transaction TypeMortgage
Record UpdatedMar 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-815
DateJan 12, 2021
Book Page2021/815
Instrument2021-191
Lender
NameSEACOAST MORTGAGE CORPORATION
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address5 BENJAMIN ST, WESTERLY, RI 02891-1627
Document Number2019-5039
Instrument DateSep 05, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BENJAMIN ST WESTERLY RI 028911627, WESTERLY, RI 02891-1627

Mortgage

Document Number2019-5039
DateSep 10, 2019
Book Page002019/015039
Instrument3805
Lender
NameSEACOAST MTG
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 09, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 10, 2018
Property Address5 BENJAMIN ST, WESTERLY, RI 02891-1627
Document Number2018-3136
Book / Page002018 / 013136
Instrument DateAug 10, 2018
Instrument3326
Transaction TypeTransfer
Record UpdatedAug 31, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BENJAMIN ST WESTERLY RI 028911627, WESTERLY, RI 02891-1627

Mortgage

Document Number2018-3139
DateAug 10, 2018
Book Page002018/013139
Instrument3327
Lender
NameSEACOAST MTG CORP
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 09, 2048

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address5 BENJAMIN ST, WESTERLY, RI 02891-1627
Document Number2017-4269
Book / Page002017 / 004269
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedApr 04, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BENJAMIN ST WESTERLY RI 028911627, WESTERLY, RI 02891-1627

Mortgage

Document Number2017-4269
DateMar 16, 2017
Book Page002017/004269
Instrument1055
Lender
NameWASHINGTON TR CO
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,178.00 (-2.13%)$408,500 (+27.82%) Land $147,000 Building $261,500
2023$3,247.00 (+0.59%)$319,600 (-) Land $105,000 Building $214,600
2022$3,228.00$319,600 Land $105,000 Building $214,600

Flood & Wildfire

5 Benjamin St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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