5 KESTNER LN TROY NY 121806516, TROY, NY 12180-6516
Mortgage
Document Number
561175
Date
Dec 3, 2019
Book Page
009023/000191
Instrument
561175
Lender
Name
HOMESTEAD FNDG
Type
Funding / Finance Company
Address
ALBANY, NY 12205
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Dec 2, 2049
March 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
RENSSELAER NY
Recording Date
Mar 19, 2019
Property Address
5 BELLS LN, TROY, NY 12180-3745
Document Number
0000548591
Book / Page
008784 / 000163
Instrument Date
Mar 14, 2019
Instrument
548591
Transaction Type
Transfer
Record Updated
May 3, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$155.60
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
63 MAIN ST SCHAGHTICOKE NY 121543900, SCHAGHTICOKE, NY 12154-3900
Tax Assessment & Valuation
The 2026 property tax bill for 5 Bells Ln was $8,779, up 2.3% from the year before.
Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026
Property Jurisdictions
Type
Name
State
New York
County
Rensselaer County
County Subdivision
Brunswick Town
Unified School District
Lansingburgh Central School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$8,779.00 (+2.33%)
2025
$8,579.00
$72,200Land $7,700Building $64,500
$448,447Land $47,826Building $400,621
2023
$72,200Land $7,700Building $64,500
$375,065Land $40,000Building $335,065
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA's flood maps do not cover 5 Bells Ln; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Not included in the FIRM
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5 Bells Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood
0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SCHAGHTICOKE WATER DISTRICT #3 serves 1,100 people · EPA ID NY4100062
Water Source
Purchased surface water from TROY CITY PWS
Last State Inspection
Nov 2025
Lead
2 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025