Buncombe County property record for 5 Beech St, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 852 sqft · built 1976 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $80,000 (Apr 2011) |
| Tax Bill | $852 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0629-45-4745-00000 |
| Primary APN | 0629-45-4745-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 852 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Utility Area | 35 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Terrain | Rolling |
| Porch | Enclosed Porch |
| Porch Area | 48 sqft |
| Patio Area | 78 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 062910453669000 |
|---|---|
| Street Address | 5 BEECH ST |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 04/26/2011 DEE |
| Legal Description | DEED DATE: 04/26/2011 DEED: 4879-0587 SUBDIV: PAUL TURNER PROP BLOCK: LOT: PT 6B SECTION: PLAT: 0040-0100 |
| Legal Subdivision | PAUL TURNER PROP |
| Legal Lot Number | 6B |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 3105 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 BEECH ST, BLACK MOUNTAIN, NC 28711-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2011 · Amount on Record |
| Deed Sale | Apr 26, 2011 · Amount on Record |
| Deed Document Number | 0004879587 |
| Deed Book / Page | 4879 / 587 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 5 BEECH ST, BLACK MOUNTAIN, NC 28711-9453 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5 BEECH ST, BLACK MOUNTAIN, NC 28711-9453 |
| Document Number | 0065380954 |
|---|---|
| Date | Oct 30, 2025 |
| Book Page | 6538/954 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.25% |
| Index | 5-Year CMT |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 5 BEECH ST, BLACK MOUNTAIN, NC 28711-9453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0058410794 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 5841/0794 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $852.00 (+7.98%) | $130,500 (-) | |
| 2023 | $789.00 | $130,500 | $130,500 (-) Land $26,300 Building $104,200 |
| 2021 | $130,500 Land $26,300 Building $104,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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