Barnstable County and Harwich Town property record for 5 Bay Rd, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,326 sqft · built 1930 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $340,000 (Jun 1998) |
| Tax Bill | $8,226 (2025) |
| Deeds & Mortgages | Jun 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:15 P:M1 |
| Primary APN | HARW M:15 P:M1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,326 sqft Living Area |
| Gross Area | 3,717 sqft |
| 1st Floor Area | 1,171 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 8309 |
|---|---|
| Street Address | 5 BAY RD |
| City | HARWICH |
| State | MA |
| Zip | 02645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 11200 |
5 Bay Rd is held in a trust since April 2020.
Source: Barnstable County and Harwich Town records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 WESTGATE RD, WELLESLEY HILLS, MA 02481-1207 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 1998 · Amount on File |
| Deed Sale | Jun 3, 1998 · Amount on File |
| Prior Sale | Nov 6, 1996 · Amount on File |
| Last Transfer Date | Apr 22, 2020 |
| Transfer Doc | 0001397370 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARWICH MA |
| Recording Date | Jun 5, 2020 |
| Property Address | 5 BAY RD, HARWICH, MA 02645 |
| Document Number | 0001397370 |
| Instrument Date | Apr 22, 2020 |
| Instrument | 1397370 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 BAY LN HARWICH PORT MA 026462403, HARWICH PORT, MA 02646-2403 |
The 2025 property tax bill for 5 Bay Rd was $8,226, up 3.2% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,226.00 (+3.22%) | $1,391,800 (+5.32%) Land $742,300 Building $649,500 |
| 2024 | $7,969.00 (+2.46%) | $1,321,500 (+12.81%) Land $700,300 Building $621,200 |
| 2023 | $7,778.00 | $1,171,400 Land $636,600 Building $534,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5 Bay Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 70 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 85 units insured incl. 15 condo units |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Bay Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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