5 Bancroft St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 5 Bancroft St, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,478 sqft · built 1962
Lot Size	0.56 acres (24,400 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Apr 2026)
Tax Bill	$5,284 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WFLD M:123 L:19`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:123 L:19`
Alternative APN	`M:329123 B:00019 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
Gross Area	3,154 sqft
Basement Area	1,226 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,400 sqft (0.56 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	5 BANCROFT ST
City	WESTFIELD
State	MA
Zip	01085-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	19
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3026
Census Tract	812600

Owner

5 Bancroft St is owned by two individuals who bought it in April 2026.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	98 NEW HARTFORD RD, SANDISFIELD, MA 01255-9784
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Apr 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)
Oct 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage KIAVI FUNDING INCORPORATED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2026 · Amount on File
Deed Sale	Apr 3, 2026 · Amount on File
Prior Sale	Apr 8, 2024 · Amount on File
Deed Document Number	202614410
Deed Book / Page	26278 / 411
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Apr 3, 2026
Property Address	5 BANCROFT ST, WESTFIELD, MA 01085-4903
Document Number	026278-411
Book / Page	26278 / 411
Instrument Date	Mar 26, 2026
Instrument	202614410
Transaction Type	Transfer
Record Updated	Jul 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	98 NEW HARTFORD RD, SANDISFIELD, MA 01255-9784

Mortgage

Date	Apr 3, 2026

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Apr 8, 2024
Property Address	5 BANCROFT ST, WESTFIELD, MA 01085-4903
Document Number	025375-482
Book / Page	25375 / 482
Instrument Date	Apr 8, 2024
Instrument	14657
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 FEEDING HILLS RD, WESTFIELD, MA 01085-4607

Mortgage

Document Number	0000014658
Date	Apr 8, 2024
Instrument	14658

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTFIELD MA
Recording Date	Oct 18, 2023
Property Address	5 BANCROFT ST, WESTFIELD, MA 01085-4903
Document Number	025194-512
Book / Page	25194 / 512
Instrument Date	Oct 18, 2023
Instrument	49474
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ALMGREN DR, AGAWAM, MA 01001-3831

Mortgage

Document Number	0000049475
Date	Oct 18, 2023
Instrument	49475

Lender

Name	KIAVI FUNDING INCORPORATED

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 5 Bancroft St was $5,284, up 6.4% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,284.00 (+6.45%)	$353,900 (+8.23%) Land $141,500 Building $212,400	$417,200 (-1.29%)
2025	$4,964.00	$327,000 Land $141,500 Building $185,500	$422,655 (+8.33%)
2024			$390,165
2023	$4,846.00	$285,400 Land $122,500 Building $162,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Bancroft St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1982–2020)
Most Recent Claim	Sep 2020 · other causes
Claims by Event	Tropical Storm Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Bancroft St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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