Westerly Town property record for 5 Atlas St, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,443 sqft · built 1968 |
| Lot Size | 0.414 acres (18,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Sep 2004) |
| Tax Bill | $3,685 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jun 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:78 B:155 |
| Primary APN | WEST M:78 B:155 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,443 sqft Living Area |
| Gross Area | 3,087 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,049 sqft (0.414 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 19362910 |
|---|---|
| Street Address | 5 ATLAS ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 155 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 50901 |
5 Atlas St is owned and occupied by an individual who acquired it in December 2023.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 ATLAS ST, WESTERLY, RI 02891-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Sep 30, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2004 · Amount on File |
| Deed Sale | Sep 23, 2004 · Amount on File |
| Deed Book / Page | 1328 / 134 |
| Last Transfer Date | Dec 20, 2023 |
| Transfer Doc | 2023-16934 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 20, 2023 |
| Property Address | 5 ATLAS ST, WESTERLY, RI 02891-3115 |
| Document Number | 2023-16934 |
| Book / Page | 2023 / 16934 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2023-4220 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 ATLAS ST, WESTERLY, RI 02891-3115 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 5 ATLAS ST, WESTERLY, RI 02891-3115 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021-16248 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 2021/16248 |
| Instrument | 2021-3619 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 5 ATLAS ST, WESTERLY, RI 02891-3115 |
| Document Number | 2017-8371 |
| Book / Page | 002017 / 018371 |
| Instrument Date | Sep 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 ATLAS ST WESTERLY RI 028913115, WESTERLY, RI 02891-3115 |
| Document Number | 2017-8371 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 002017/018371 |
| Instrument | 4540 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 12, 2032 |
The 2025 property tax bill for 5 Atlas St was $3,685.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,685.00 | $473,600 Land $173,800 Building $299,800 | $569,395 |
| 2023 | $3,372.00 (+0.6%) | $331,900 (-) Land $124,400 Building $207,500 | |
| 2022 | $3,352.00 | $331,900 Land $124,400 Building $207,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Atlas St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Atlas St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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