5 Atlas Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Atlas Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,430 sqft · built 1900
Lot Size	0.138 acres (6,011 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,171 (2026)
Deeds & Mortgages	Aug 2021 Refinance Feb 2021 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`SAUG M:005-G B:0004 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-G B:0004 L:0002`
Alternative APNs	`M:005=G B:0004 L:0002` `6334017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	3,974 sqft
1st Floor Area	762 sqft
Basement Area	1,078 sqft
Unfinished Basement	1,078 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,011 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6334017
Street Address	5 ATLAS AVE
City	SAUGUS
State	MA
Zip	01906-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4000
Census Tract	208102

Owner

5 Atlas Ave is owned and occupied by two individuals who acquired it in August 2004.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ATLAS AVE, SAUGUS, MA 01906-3018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY TEAMWORK, INC
Feb 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
May 4, 2018	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Mar 18, 2020	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2004
Deed Sale	Aug 9, 2004
Prior Sale	Nov 13, 2003 · Amount on File
Deed Book / Page	23236 / 395
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 ATLAS AVE, SAUGUS, MA 01906-3018
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40191-1
Date	Aug 19, 2021
Book Page	40191/1
Instrument	20210819000730

Lender

Name	COMMUNITY TEAMWORK, INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 ATLAS AVE, SAUGUS, MA 01906-3018
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39499-588
Date	Feb 5, 2021
Book Page	39499/588
Instrument	20210205005620

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2041

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 ATLAS AVE, SAUGUS, MA 01906-3018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36693-362
Date	May 4, 2018
Book Page	36693/362
Instrument	180504000450

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 ATLAS AVE, SAUGUS, MA 01906-3018
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38344-176
Date	Mar 18, 2020
Book Page	38344/176
Instrument	20200318001090

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 5 Atlas Ave was $7,171, up 2.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,171.00 (+2.33%)	$688,200 (+4.88%) Land $348,300 Building $330,600	$698,580 (-7.45%)
2025	$7,008.00 (+2.41%)	$656,200 (+2.13%) Land $318,200 Building $338,000	$754,775
2024	$6,843.00 (+1.83%)	$642,500 (+7.66%) Land $309,600 Building $332,900
2023	$6,720.00	$596,800 Land $270,900 Building $325,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Atlas Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 87 individual policies
Nearby Flood Policies	95 units insured incl. 8 condo units
Nearby Flood Claims	103 (1978–2024)
Claims Outside the SFHA	7 of 103
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 10 claims Extreme Weather Conditons And Flooding, Oct 1996 · 11 claims Coastal Storm, Oct 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Atlas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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