Essex County and Saugus Town property record for 5 Aspen Ter, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,891 sqft · built 1932 |
| Lot Size | 0.234 acres (10,197 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $339,900 (Apr 2015) |
| Tax Bill | $6,830 (2026) |
| Deeds & Mortgages | May 2022 Refinance Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:013-E B:0004 L:0013 |
| Primary APN | SAUG M:013-E B:0004 L:0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,891 sqft Living Area |
| Gross Area | 4,211 sqft |
| 1st Floor Area | 991 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,197 sqft (0.234 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9046027 |
|---|---|
| Street Address | 5 ASPEN TER |
| City | SAUGUS |
| State | MA |
| Zip | 01906-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 208302 |
5 Aspen Ter is owner-occupied and held in a trust since March 2025.
Source: Essex County and Saugus Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 ASPEN TER, SAUGUS, MA 01906-1201 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| Nov 17, 2017 | Deed of Trust, Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2015 · Amount on File |
| Deed Sale | Apr 21, 2015 · Amount on File |
| Prior Sale | Nov 10, 2014 · Amount on File |
| Deed Book / Page | 33993 / 431 |
| Last Transfer Date | Mar 31, 2025 |
| Transfer Doc | 00042676-4 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 5 ASPEN TER, SAUGUS, MA 01906-1201 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040955-341 |
|---|---|
| Date | May 25, 2022 |
| Book Page | 40955/341 |
| Instrument | 20220525000170 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 5 ASPEN TER, SAUGUS, MA 01906-1201 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 036341-528 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 36341/528 |
| Instrument | 171117005920 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 5 Aspen Ter was $6,830, up 2.8% from the year before.
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,830.00 (+2.75%) | $655,500 (+5.32%) Land $365,300 Building $277,200 | $749,661 (-5.87%) |
| 2025 | $6,647.00 (+2.51%) | $622,400 (+2.23%) Land $333,700 Building $288,700 | $796,385 |
| 2024 | $6,484.00 (+2.35%) | $608,800 (+8.21%) Land $324,700 Building $284,100 | |
| 2023 | $6,335.00 | $562,600 Land $284,100 Building $278,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Aspen Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Aspen Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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