5 Ashmed Ct, Elkton, MD 21921 Property Records

Cecil County property record for 5 Ashmed Ct, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 1998
Lot Size	0.299 acres (13,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,500 (Jul 2018)
Tax Bill	$4,411 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-085635`

Property Details

APN / Parcel Number

Primary APN	`03-085635`
Alternative APNs	`3085635` `085635`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Total Area
Basement Area	630 sqft
Finished Basement	630 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,019 sqft (0.299 acres)
Deck Area	217 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	085635
Street Address	5 ASHMED CT
City	ELKTON
State	MD
Zip	21921-6594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 9 - .299 ACRE 5 ASHMED COURT KENSINGTON COURTS
Legal Subdivision	KENSINGTON COURTS
Legal Block	1
Legal Lot Number	9
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	1
Census Block	1014
Census Tract	30505

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 ASHMED CT, ELKTON, MD 21921-6594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jul 18, 2018	Deed, Transfer · VA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Prior Sale	Oct 4, 2005 · Amount on Record
Deed Book / Page	4272 / 493
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	5 ASHMED CT, ELKTON, MD 21921-6594
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047680043
Date	Jan 11, 2021
Book Page	4768/43

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 18, 2018
Property Address	5 ASHMED CT, ELKTON, MD 21921-6594
Document Number	0042720493
Book / Page	4272 / 493
Map Reference	MB NDS13 FO64
Instrument Date	Jul 13, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KRISH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ASHMED CT, ELKTON, MD 21921-6594

Mortgage

Document Number	0004272498
Date	Jul 18, 2018
Instrument	4272/498

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,411.00 (+8.67%)	$256,467 (+9.31%)	$278,300 (-) Land $96,400 Building $181,900
2025	$4,059.00 (+36.67%)	$234,633 (+11.22%)	$278,300 (+30.78%) Land $96,400 Building $181,900
2023	$2,970.00	$210,967	$212,800 Land $64,900 Building $147,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (2003–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
IQ Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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