5 Arnold Rd, Wilmington, MA 01887 Property Records

Middlesex County and Wilmington Town property record for 5 Arnold Rd, Wilmington, MA 01887

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,640 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$397,900 (Jul 2005)
Tax Bill	$6,911 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILM M:0034 L:0000 P:0067`

Property Details

APN / Parcel Number

Primary APN	`WILM M:0034 L:0000 P:0067`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	3,028 sqft
1st Floor Area	1,046 sqft
Basement Area	892 sqft
Unfinished Basement	892 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	5 ARNOLD RD
City	WILMINGTON
State	MA
Zip	01887-3701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	WOODLAND PARK
Jurisdiction	WILMINGTON MA
Township / Civil Division	WILMINGTON
Census Block Group	1
Census Block	1001
Census Tract	331200

Owner

5 Arnold Rd is owned and occupied by two individuals who bought it in July 2005.

Source: Middlesex County and Wilmington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ARNOLD RD, WILMINGTON, MA 01887-3701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 20, 2017	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2005 · Amount on File
Deed Sale	Jul 14, 2005 · Amount on File
Deed Document Number	200545175
Deed Book / Page	18995 / 196
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	5 ARNOLD RD, WILMINGTON, MA 01887-3701
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039431-147
Date	Aug 4, 2025
Book Page	39431/147
Instrument	24216

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	5 ARNOLD RD, WILMINGTON, MA 01887-3701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31659-190
Date	Nov 20, 2017
Book Page	31659/190
Instrument	52232

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILMINGTON MA
Property Address	5 ARNOLD RD, WILMINGTON, MA 01887-3701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34624-123
Date	Sep 15, 2020
Book Page	34624/123
Instrument	44488

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5 Arnold Rd was $6,911, up 7.8% from the year before.

Source: Middlesex County and Wilmington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wilmington Town
Unified School District	Wilmington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,911.00 (+7.78%)	$605,700 (+8.16%) Land $250,700 Building $355,000	$613,549 (-5.3%)
2025	$6,412.00 (+3.09%)	$560,000 (+2.9%) Land $232,100 Building $327,900	$647,900 (-0.87%)
2024	$6,220.00 (+4.5%)	$544,200 (+9.17%) Land $232,100 Building $312,100	$653,600
2023	$5,952.00	$498,500 Land $211,000 Building $287,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Arnold Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1982–2010)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Arnold Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMINGTON WATER DEPT serves 21,654 people · EPA ID MA3342000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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