5 Armetale Luster, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 5 Armetale Luster, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,394 sqft · built 2015
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$337,900 (Jul 2015)
Tax Bill	$10,663 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094.01-3-3`

Property Details

APN / Parcel Number

Primary APN	`094.01-3-3`
Alternative APNs	`42000940100003004000` `264200 094.01-3-4`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	1,228 sqft
2nd Floor Area	1,166 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	18,731 sqft (0.43 acres)
Lot Width	73.8 ft Width
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	100 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	094.01-3-3
Street Address	5 ARMETALE LUSTER
City	WEBSTER
State	NY
Zip	14580-2484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	L47 T13 R4 SILVERWOODS SECT V LOT 4
Legal Subdivision	SILVERWOOD SUBDIVISION
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	2
Census Block	2010
Census Tract	11506

Owner

5 Armetale Luster is owned and occupied by two individuals who bought it in July 2015.

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 ARMETALE LUSTER, WEBSTER, NY 14580-2484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2015 · Amount on File
Deed Sale	Jul 23, 2015 · Amount on File
Prior Sale	Jul 23, 2015 · Amount on File
Deed Document Number	2015568
Deed Book / Page	11565 / 633
Prior Transfer Date	Jul 17, 2015
Prior Transfer Doc	0000000567
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	5 ARMETALE LUSTER, WEBSTER, NY 14580-2484
Document Number	0000000019
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 ARMETALE LUSTER WEBSTER NY 145802484, WEBSTER, NY 14580-2484

Mortgage

Document Number	0000000019
Date	May 5, 2020
Book Page	028495/000463
Instrument	19

Lender

Name	QUORUM FCU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 4, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 5 Armetale Luster was $10,663, up 8% from the year before.

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,663.00 (+8%)
2025	$9,873.00	$360,000 Land $65,800 Building $294,200	$480,000 Land $87,733 Building $392,267
2023		$360,000 (-11.53%) Land $65,800 Building $294,200	$383,000 (-5.87%) Land $70,004 Building $312,996
2022		$406,900 Land $65,800 Building $341,100	$406,900 Land $65,800 Building $341,100
2021	$12,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Armetale Luster in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Armetale Luster is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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