5 Argyle Pl, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 5 Argyle Pl, Cortland, NY 13045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,220 sqft · built 1910
Lot Size	0.058 acres (2,550 sqft)
Owner	Individual Name on Record
Last Sale	$56,000 (May 2021)
Tax Bill	$2,728 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`110200 86.74-01-19.000`

Property Details

APN / Parcel Number

Primary APN	`110200 86.74-01-19.000`
Alternative APN	`020008607400010190000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,220 sqft Living Area
1st Floor Area	680 sqft
2nd Floor Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	2,550 sqft (0.058 acres)
Lot Dimensions	51.7 ft deep x 49.9 ft wide
Porch	Slab
Porch Area	186 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 ARGYLE PL
City	CORTLAND
State	NY
Zip	13045-2928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	CORTLAND NY
Township / Civil Division	CORTLAND
Census Block Group	3
Census Block	3002
Census Tract	970900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tompkins Street Historic District listed 1975 · 49 contributing resources · NRIS 75001179

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 ARGYLE PL, CORTLAND, NY 13045-2928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed, Transfer · Stand-Alone First Mortgage PARAGON HOME LOANS INC
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit CORNING FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Apr 3, 2009 · Amount on Record
Deed Document Number	20212876
Prior Transfer Date	Oct 22, 2008
Prior Transfer Doc	0020086527
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CORTLAND NY
Recording Date	May 24, 2021
Property Address	5 ARGYLE PL, CORTLAND, NY 13045-2928
Document Number	2876
Instrument Date	May 20, 2021
Instrument	2021-02876
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 W COURT ST APT 2, 2, CORTLAND, NY 13045-2531

Mortgage

Document Number	2877
Date	May 24, 2021
Instrument	2021-02877

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	5 ARGYLE PL, CORTLAND, NY 13045-2928
Document Number	0000000210
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	146 VARGO RD HORSEHEADS NY 148459315, HORSEHEADS, NY 14845-9315

Mortgage

Document Number	0000000210
Date	Jan 17, 2019
Instrument	210

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
Municipality	Cortland City
Unified School District	Cortland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,728.00 (+60.09%)
2025	$1,704.00 (+5.06%)	$70,000 (+55.56%) Land $9,600 Building $60,400	$72,165 (+17.07%) Land $9,897 Building $62,268
2023	$1,622.00	$45,000 Land $6,700 Building $38,300	$61,644 Land $9,178 Building $52,466

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORTLAND (C) serves 20,095 people · EPA ID NY1101754
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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