Flagler County property record for 5 Arbor Trce, Palm Coast, FL 32137
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,369 sqft · built 2002 |
| Lot Size | 0.043 acres (1,864 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $246,000 (Sep 2021) |
| Tax Bill | $1,899 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-0310-00000-0010 |
| Primary APN | 07-11-31-0310-00000-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| 1st Floor Area | 1,369 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,864 sqft (0.043 acres) |
| View / Lot | Average |
| Street Address | 5 ARBOR TRCE |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8244 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ARBOR TRACE AT PALM COAST CONDOMINIUM UNIT 1 OR 875 PG 1653 OR 878 PG 1652 OR 999 PG 1813 OR 1221 PG 97-LANCASTER TRUST OR 2303/1931-DC OR 2303/1933 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | ARBOR TRACE AT PALM COAST CONDO |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 60107 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 ARBOR TRCE, PALM COAST, FL 32137-8244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 7, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Prior Sale | Sep 4, 2018 · Amount on Record |
| Deed Document Number | 202149420 |
| Deed Book / Page | 2603 / 1500 |
| Prior Transfer Date | Mar 24, 2005 |
| Prior Transfer Doc | 0012210097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 9, 2021 |
| Property Address | 5 ARBOR TRCE, PALM COAST, FL 32137-8244 |
| Document Number | 0026031500 |
| Book / Page | 2603 / 1500 |
| Map Reference | MB 785 PG 454 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021049420 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,722.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 LLEWELLYN TRL, 26, PALM COAST, FL 32164-5832 |
| Name | Verified Name |
|---|---|
| Address | 5 ARBOR TRCE, PALM COAST, FL 32137-8244 |
| Document Number | 26031502 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2603/1502 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 5 ARBOR TRCE, PALM COAST, FL 32137-8244 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 5 ARBOR TRCE, PALM COAST, FL 32137-8244 |
| Document Number | 0025700761 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 2570/761 |
| Instrument | 2021031013 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 4, 2018 |
| Property Address | 5 ARBOR TRCE, PALM COAST, FL 32137-8244 |
| Document Number | 0023031933 |
| Book / Page | 2303 / 1933 |
| Map Reference | MB785 PG454 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2018033504 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4888 PEPPERWOOD CT, 4888, WHITE PLAINS, MD 20695-3168 |
| Name | Verified Name |
|---|---|
| Address | 66 SLOGANEER TRL, PALM COAST, FL 32164-5324 |
| Document Number | 2018033505 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 2018033505 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,899.00 (+2.82%) Homeowner's exemption | $147,670 (+5.99%) | $217,848 (-14.74%) Building $217,848 |
| 2024 | $1,847.00 (+3.18%) | ||
| 2023 | $1,790.00 (+1.65%) Homeowner's exemption | $139,328 (-24.85%) | $255,510 (+37.82%) Building $255,510 |
| 2022 | $1,761.00 Homeowner's exemption | $185,400 | $185,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1991–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures