5 Arbor Trce, Palm Coast, FL 32137 Property Records

Flagler County property record for 5 Arbor Trce, Palm Coast, FL 32137

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,369 sqft · built 2002
Lot Size0.043 acres (1,864 sqft)
Owner2 Individual Names on Record
Last Sale$246,000 (Sep 2021)
Tax Bill$1,899 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jun 2021 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-11-31-0310-00000-0010

Property Details

APN / Parcel Number

Primary APN07-11-31-0310-00000-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,369 sqft Living Area
1st Floor Area1,369 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Lot Area1,864 sqft (0.043 acres)
View / LotAverage

Location & Zoning

Street Address5 ARBOR TRCE
CityPALM COAST
StateFL
Zip32137-8244
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionARBOR TRACE AT PALM COAST CONDOMINIUM UNIT 1 OR 875 PG 1653 OR 878 PG 1652 OR 999 PG 1813 OR 1221 PG 97-LANCASTER TRUST OR 2303/1931-DC OR 2303/1933
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionARBOR TRACE AT PALM COAST CONDO
Legal Lot Number1
Legal Unit1
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1021
Census Tract60107

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5 ARBOR TRCE, PALM COAST, FL 32137-8244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 7, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Sep 4, 2018Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 9, 2021 · Amount on Record
Deed SaleSep 9, 2021 · Amount on Record
Prior SaleSep 4, 2018 · Amount on Record
Deed Document Number202149420
Deed Book / Page2603 / 1500
Prior Transfer DateMar 24, 2005
Prior Transfer Doc0012210097
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 9, 2021
Property Address5 ARBOR TRCE, PALM COAST, FL 32137-8244
Document Number0026031500
Book / Page2603 / 1500
Map ReferenceMB 785 PG 454
Instrument DateSep 1, 2021
Instrument2021049420
Transaction TypeTransfer
Record UpdatedSep 27, 2021
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,722.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 LLEWELLYN TRL, 26, PALM COAST, FL 32164-5832

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ARBOR TRCE, PALM COAST, FL 32137-8244

Mortgage

Document Number26031502
DateSep 9, 2021
Instrument2603/1502
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address5 ARBOR TRCE, PALM COAST, FL 32137-8244
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ARBOR TRCE, PALM COAST, FL 32137-8244

Mortgage

Document Number0025700761
DateJun 7, 2021
Book Page2570/761
Instrument2021031013
Lender
NameTRUIST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 6, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 4, 2018
Property Address5 ARBOR TRCE, PALM COAST, FL 32137-8244
Document Number0023031933
Book / Page2303 / 1933
Map ReferenceMB785 PG454
Instrument DateAug 31, 2018
Instrument2018033504
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4888 PEPPERWOOD CT, 4888, WHITE PLAINS, MD 20695-3168

Transferred To (Grantee/Buyer)

NameVerified Name
Address66 SLOGANEER TRL, PALM COAST, FL 32164-5324

Mortgage

Document Number2018033505
DateSep 4, 2018
Instrument2018033505
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,899.00 (+2.82%) Homeowner's exemption$147,670 (+5.99%)$217,848 (-14.74%) Building $217,848
2024$1,847.00 (+3.18%)
2023$1,790.00 (+1.65%) Homeowner's exemption$139,328 (-24.85%)$255,510 (+37.82%) Building $255,510
2022$1,761.00 Homeowner's exemption$185,400$185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims4 (1991–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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