5 Anne St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 5 Anne St, Middlesex, NJ 08846

Property Summary

Property TypeSingle Family Home
Details1,718 sqft · built 1930
Lot Size0.161 acres (7,031 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Apr 2024)
Tax Bill$9,830 (2025)
Deeds & MortgagesOct 2025 Mortgage
Apr 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-00007-0000-00002

Property Details

APN / Parcel Number

Primary APN10-00007-0000-00002
Alternative APN
  • 100000700002

Interior

Stories1 Story
Building Area1,718 sqft Living Area
1st Floor Area1,718 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeFrame
Lot Area7,031 sqft (0.161 acres)

Location & Zoning

Street Address5 ANNE ST
CityMIDDLESEX
StateNJ
Zip08846-1601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description7032 SF
Legal SubdivisionHENRY C VOGEL
Legal Block7
Legal Lot Number2
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group1
Census Block1028
Census Tract200

Owner

5 Anne St is owned and occupied by two individuals who bought it in April 2024.

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner of Record2 Individual Names on File
Mailing Address5 ANNE ST, MIDDLESEX, NJ 08846-1601
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Deed of Trust, Mortgage · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 18, 2024Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 1, 2020Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jun 13, 2019Deed, Transfer · FHA Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2024 · Amount on File
Deed SaleApr 18, 2024 · Amount on File
Prior SaleJun 13, 2019 · Amount on File
Deed Document Number202421523
Deed Book / Page19441 / 635
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address5 ANNE ST, MIDDLESEX, NJ 08846-1601
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ANNE ST, MIDDLESEX, NJ 08846-1601

Mortgage

Document Number0000060973
DateOct 7, 2025
Book Page19843/1404
Instrument2025060973
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2055

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateApr 18, 2024
Property Address5 ANNE ST, MIDDLESEX, NJ 08846-1601
Document Number0000021523
Book / Page19441 / 635
Instrument DateMar 21, 2024
Instrument2024021523
Transaction TypeTransfer
Record UpdatedMay 8, 2024
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,647.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5 ANNE ST, MIDDLESEX, NJ 08846-1601

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ANNE ST, MIDDLESEX, NJ 08846-1601

Mortgage

Document Number0000021524
DateApr 18, 2024
Instrument2024021524
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term301 Months
DueMay 1, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address5 ANNE ST, MIDDLESEX, NJ 08846-1601
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ANNE ST, MIDDLESEX, NJ 08846-1601

Mortgage

Document Number0000121612
DateDec 1, 2020
Book Page18153/1439
Instrument2020121612
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term342 Months
DueJun 1, 2049

June 2019: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateJun 13, 2019
Property Address5 ANNE ST, MIDDLESEX, NJ 08846-1601
Document Number2019044964
Book / Page17524 / 0459
Map ReferenceMAP 996-579
Instrument DateMay 23, 2019
Instrument2019044964
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyOLD REPUBLIC NATL TTL INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,832.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 LYNCH ST, 108, SOMERSET, NJ 08873-2745

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ANNE ST, MIDDLESEX, NJ 08846-1601

Mortgage

Document Number2019044965
DateJun 13, 2019
Instrument2019044965
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5 Anne St was $9,830, up 3.9% from the year before.

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$463,700 (-) Land $148,400 Building $315,300$463,700 (-) Land $148,400 Building $315,300
2025$9,830.00 (+3.94%)$463,700 Land $148,400 Building $315,300$463,700 Land $148,400 Building $315,300
2024$9,457.00
2023$408,700 Land $148,400 Building $260,300$408,700 Land $148,400 Building $260,300
2022$8,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Anne St in Zone X, an area of minimal flood risk, though there have been 148 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims148 (1979–2025)
Claims Outside the SFHA10 of 148
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 21 claims
  • Hurricane Irene, Aug 2011 · 30 claims
  • Severe Storms And Flooding, Mar 2010 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Anne St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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