5 Andreas Cir, Novato, CA 94945 Property Records

Marin County property record for 5 Andreas Cir, Novato, CA 94945

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,559 sqft · built 1976
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,500 (Apr 2026)
Tax Bill	$9,056 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`124-202-24`

Property Details

APN / Parcel Number

Primary APN	`124-202-24`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,559 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Lot Area	9,800 sqft (0.225 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5 ANDREAS CIR
City	NOVATO
State	CA
Zip	94945-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 16 PG 62 LOT 23
Legal Subdivision	SPRING CRK
Legal Lot Number	23
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	1
Census Block	1000
Census Tract	102100

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 ANDREAS CIR, NOVATO, CA 94945-1202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Grant Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE
Apr 24, 2026	Affidavit, Transfer
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	May 21, 1999 · Amount on Record
Deed Document Number	202612048
Prior Transfer Date	Feb 2, 1994
Prior Transfer Doc	0000012585
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARIN CA
Recording Date	Apr 24, 2026
Property Address	5 ANDREAS CIR, NOVATO, CA 94945-1202
Document Number	0000012048
Instrument Date	Apr 20, 2026
Instrument	202612048
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$18,831.45
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5 ANDREAS CIR, NOVATO, CA 94945-1202

Mortgage

Document Number	0000012049,
Date	Apr 24, 2026
Instrument	202612049

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MARIN CA
Recording Date	Apr 24, 2026
Property Address	5 ANDREAS CIR, NOVATO, CA 94945-1202
Document Number	0000012047
Instrument Date	Apr 17, 2026
Instrument	202612047
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ANDREAS CIR, NOVATO, CA 94945-1202

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 ANDREAS CIR, NOVATO, CA 94945-1202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004236
Date	Feb 3, 2020
Instrument	2020-0004236

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 2, 2030

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 ANDREAS CIR, NOVATO, CA 94945-1202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022689
Date	Jun 8, 2020
Instrument	2020-0022689

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$671,968 (+3.54%) Land $297,257 Building $374,711
2025	$9,056.00 (-1.97%) Homeowner's exemption	$648,989 (+4.04%) Land $291,429 Building $357,560
2023	$9,238.00 (+8.72%) Homeowner's exemption	$623,794 Land $280,115 Building $343,679
2022	$8,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Unwired.

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