5 Andrea Ln, Smithtown, NY 11787 Property Records

Suffolk County and Smithtown Town property record for 5 Andrea Ln, Smithtown, NY 11787

Property Summary

Property Type	Single Family Home
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,803 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`473489 154.-1-14`

Property Details

APN / Parcel Number

Primary APN	`473489 154.-1-14`
Alternative APNs	`0800-154.00-01.00-014.000` `348915400000010140000000` `47340035706`

Exterior

Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Street Address	5 ANDREA LN
City	SMITHTOWN
State	NY
Zip	11787-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-148151 TC-54 *4312 ANDREA ESTATES LOT 16
Legal Block	1
Legal Lot Number	14
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1023
Census Tract	135500

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 ANDREA LN, SMITHTOWN, NY 11787-4228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · ARM TEACHERS FCU
Apr 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Dec 6, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TEACHERS FCU
Dec 1, 2018	Grant Deed, Transfer · Conventional Mortgage TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 11, 1999
Transfer Doc	1195000472
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	5 ANDREA LN, SMITHTOWN, NY 11787-4228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230990718
Date	Jan 23, 2020
Book Page	23099/718
Instrument	DK037641

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jan 1, 2030
Index	1-Year CMT
Margin	3

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	5 ANDREA LN, SMITHTOWN, NY 11787-4228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230190074
Date	Apr 11, 2019
Book Page	23019/74
Instrument	DK001409

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	May 1, 2043

December 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	5 ANDREA LN, SMITHTOWN, NY 11787-4228
Document Number	0230990719
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ANDREA LN SMITHTOWN NY 117874228, SMITHTOWN, NY 11787-4228

Mortgage

Document Number	0230990719
Date	Jan 23, 2020
Book Page	023099/000719

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 1, 2018
Property Address	5 ANDREA LN, SMITHTOWN, NY 11787-4228
Document Number	0129900005
Book / Page	012990 / 000005
Instrument Date	Nov 15, 2018
Transaction Type	Transfer
Record Updated	May 20, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,790.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 NANTUCKET LN DEER PARK NY 117291013, DEER PARK, NY 11729-1013

Mortgage

Document Number	229830953
Date	Dec 1, 2018
Book Page	022983/000953

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	102 MOTOR PARKWAY #, HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Hauppauge Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,980 (-) Land $500 Building $7,480	$997,500 (+10,774.31%) Land $62,500 Building $935,000
2024	$15,803.00
2023		$7,980 Land $500 Building $7,480	$9,173 Land $575 Building $8,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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